PYMNTS Intelligence

Fed’s Beige Book Cites Weak Discretionary Spending
Fed’s Beige Book Cites Weak Discretionary Spending
April 17, 2024  |  Economy

Eight times each year the Fed publishes what’s known as the Beige Book — a qualitative take from each of the 12 federal bank districts....

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Consumers Switch to Cheaper Retailers but Hesitant to Leave Grocers
Consumers Switch to Cheaper Retailers but Hesitant to Leave Grocers
April 17, 2024  |  Retail

Shoppers who are willing to leave their favorite retailers in search for better prices are hesitant to make the same kinds of changes when it...

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Digital Payments Turn the Tables on Check Scams
Digital Payments Turn the Tables on Check Scams
April 17, 2024  |  Fraud Prevention

Despite the prevalence of digital alternatives, checks continue to be a preferred payment method for many organizations. Get the Full Story Complete the form to...

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National Banks’ Reign Over Primary Credit Cards Dropped to 68% 
National Banks’ Reign Over Primary Credit Cards Dropped to 68% 
April 17, 2024  |  Credit Cards

When it comes to issuing credit cards, national banks continue to dominate the field, and — thanks to their massive scale, extensive customer base and...

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Visa Acceptance Enhancements Connect AI to Click-and-Mortar™ Shopper
Visa Acceptance Enhancements Connect AI to Click-and-Mortar™ Shopper
April 17, 2024  |  Payments Innovation

Earlier this year, Visa and PYMNTS Intelligence trained a spotlight on the Click-and-Mortar™ shopper. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Senator Blames ‘Pink Tax’ for Undermining Women’s Financial Wellness 
Senator Blames ‘Pink Tax’ for Undermining Women’s Financial Wellness 
April 16, 2024  |  Healthcare

A Pennsylvania lawmaker has once again put the so-called “pink tax” in the spotlight.  Get the Full Story Complete the form to unlock this article...

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Earnings Season and FICO Data Point to ‘Strong’ Consumer Credit Profiles
Earnings Season and FICO Data Point to ‘Strong’ Consumer Credit Profiles
April 16, 2024  |  Consumer Finance

Earnings season, so far — and chiefly through the big banks — is pointing to some strength in consumer credit. Get the Full Story Complete...

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High-Earning Consumers Prefer Luxury Experiences Over Things
High-Earning Consumers Prefer Luxury Experiences Over Things
April 16, 2024  |  Consumer Insights

When it comes to living large, big earners like to splurge on making memories more so than on, say, a new handbag, PYMNTS Intelligence research...

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LVMH Sees Aspirational Consumers Pulling Back on Luxury Amid Inflation 
LVMH Sees Aspirational Consumers Pulling Back on Luxury Amid Inflation 
April 16, 2024  |  Retail

With the moderately well-off shopper spending differently than the high-earner, luxury brands are seeing aspirational shoppers forced to give up their favorite indulgences. Get the...

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