Living paycheck to paycheck is a harsh reality for millions of individuals in the U.S., and nonessential spending plays a key role in adding to...
Lax monetary policy and corresponding low-interest rates formerly allowed companies to access working capital at low costs, but times have changed. Credit is expensive, and...
The United States is grappling with record-high consumer credit card debt of over $1 trillion, raising concerns about credit insecurity for both consumers and providers....
Consumers are less sanguine about their financial situations — especially when it comes to obtaining credit. And those reservations may be incentivizing them to shift...
Consumers want their grocery shopping routines to be integrated with the rest of their digital lives, PYMNTS Intelligence reveals. By the Numbers For the recent...
Current economic and financial conditions force consumers to tap overdrafts across income levels and credit personas. One in 5 consumers experienced overdrafts or declined transactions...
Fraud attacks against banks and credit unions (CUs) are nothing new, but consumers are taking them much more seriously than they used to. A study...
Higher education has come a long way from its ivy-covered image of the past. Universities have had to become digitally nimble to keep up with...
When it comes to digital technology, business-to-business (B2B) payments are well-known latecomers to the party, with advances in consumer payments far outpacing those of their...