PYMNTS Intelligence

Nearly 30% of High Earners Cite Nonessential Spending as Reason for Paycheck-to-Paycheck Lifestyle
Nearly 30% of High Earners Cite Nonessential Spending as Reason for Paycheck-to-Paycheck Lifestyle
September 14, 2023  |  Consumer Finance

Living paycheck to paycheck is a harsh reality for millions of individuals in the U.S., and nonessential spending plays a key role in adding to...

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New Visa Index Reveals Working Capital Efficiencies for Mid-Market Companies
New Visa Index Reveals Working Capital Efficiencies for Mid-Market Companies
September 13, 2023  |  VISA

Lax monetary policy and corresponding low-interest rates formerly allowed companies to access working capital at low costs, but times have changed. Credit is expensive, and...

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Overdrafts Add to Consumers’ Financial Burden as Personal Bankruptcies Rise
Overdrafts Add to Consumers’ Financial Burden as Personal Bankruptcies Rise
September 12, 2023  |  Consumer Finance

The United States is grappling with record-high consumer credit card debt of over $1 trillion, raising concerns about credit insecurity for both consumers and providers....

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Consumers Adjust Spending as They Think Credit’s Getting Harder to Obtain
Consumers Adjust Spending as They Think Credit’s Getting Harder to Obtain
September 11, 2023  |  Economy

Consumers are less sanguine about their financial situations — especially when it comes to obtaining credit. And those reservations may be incentivizing them to shift...

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7 in 10 Consumers Want eGrocery Options From an Everyday App
7 in 10 Consumers Want eGrocery Options From an Everyday App
September 08, 2023  |  Consumer Insights

Consumers want their grocery shopping routines to be integrated with the rest of their digital lives, PYMNTS Intelligence reveals. By the Numbers For the recent...

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Overdrafts and the US Consumer: A 2023 Report
Overdrafts and the US Consumer: A 2023 Report
September 08, 2023  |  Consumer Finance

Current economic and financial conditions force consumers to tap overdrafts across income levels and credit personas. One in 5 consumers experienced overdrafts or declined transactions...

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PYMNTS Intelligence: Countering Rising Fraud Threats to CUs
PYMNTS Intelligence: Countering Rising Fraud Threats to CUs
September 07, 2023  |  Digital Banking

Fraud attacks against banks and credit unions (CUs) are nothing new, but consumers are taking them much more seriously than they used to. A study...

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PYMNTS Intelligence: Why Automation Is Mission-Critical for Campuses’ Future
PYMNTS Intelligence: Why Automation Is Mission-Critical for Campuses’ Future
September 05, 2023  |  Loans

Higher education has come a long way from its ivy-covered image of the past. Universities have had to become digitally nimble to keep up with...

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PYMNTS Intelligence: Fixing the Tech Industry’s B2B Payments Experience
PYMNTS Intelligence: Fixing the Tech Industry’s B2B Payments Experience
August 08, 2023  |  B2B Payments

When it comes to digital technology, business-to-business (B2B) payments are well-known latecomers to the party, with advances in consumer payments far outpacing those of their...

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