PYMNTS Intelligence

PYMNTS Intelligence: Merchants Can Ride Faster Payments to Improved Customer Loyalty
PYMNTS Intelligence: Merchants Can Ride Faster Payments to Improved Customer Loyalty
April 24, 2023  |  Faster Payments

Shifting preferences favoring transaction speed and ease have led many organizations to move toward faster payment methods. In fact, 54% of North American businesses say...

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PYMNTS Intelligence: Meeting Digital Demands With Customer-Focused Innovation
PYMNTS Intelligence: Meeting Digital Demands With Customer-Focused Innovation
April 18, 2023  |  Digital Banking

Fears of a recession are stressing consumers and complicating banks’ efforts to deliver winning customer service. More than eight in 10 bank executives, for example,...

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PYMNTS Intelligence: BaaS Makes Embedded Finance a Winning Strategy for All Parties
PYMNTS Intelligence: BaaS Makes Embedded Finance a Winning Strategy for All Parties
April 14, 2023  |  Retail

Embedded finance would not be possible if not for Banking-as-a-Service (BaaS), a fee-based model that allows nonfinancial companies to offer financial services to their end...

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PYMNTS Intelligence: Partnering to Power Growth With Instant Loan Disbursements
PYMNTS Intelligence: Partnering to Power Growth With Instant Loan Disbursements
April 13, 2023  |  Loans

Instant disbursements adoption set records in 2022 and is anticipated to continue increasing in the near term. The only disbursements that consumers were significantly less...

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PYMNTS Intelligence: Consumers and Merchants Can Benefit From Store Cards
PYMNTS Intelligence: Consumers and Merchants Can Benefit From Store Cards
April 13, 2023  |  Credit Cards

Although there are challenges to their widespread adoption, white-label store cards can benefit both consumers and merchants. For this reason, merchants should explore how to...

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PYMNTS Intelligence: Leveraging Real-Time Payments to Solve Bill Pay Challenges
PYMNTS Intelligence: Leveraging Real-Time Payments to Solve Bill Pay Challenges
April 11, 2023  |  Real-Time Payments

Americans pay trillions of dollars in bills each year, but this everyday process is far from seamless. A PYMNTS study found that 52% of consumers...

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PYMNTS Intelligence: Benefits Abound for Merchants Undertaking Payments Modernization
PYMNTS Intelligence: Benefits Abound for Merchants Undertaking Payments Modernization
April 11, 2023  |  Payments Innovation

As physical locations closed or access to them became otherwise restricted during the pandemic, companies had to pivot to digital channels to survive. Even stores...

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PYMNTS Intelligence: How SMBs Can Fight the Fraud Threats of Remote Work
PYMNTS Intelligence: How SMBs Can Fight the Fraud Threats of Remote Work
April 04, 2023  |  Fraud Prevention

Remote working was a boon to businesses during the pandemic, as technology allowed many companies to remain productive when much of the world was shutting down. Along with...

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PYMNTS Intelligence: Governments Around the World Explore BNPL Regulation
PYMNTS Intelligence: Governments Around the World Explore BNPL Regulation
April 03, 2023  |  BNPL

The buy now, pay later (BNPL) market has operated largely free of government oversight since its launch, following in the footsteps of many of its...

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