PYMNTS Intelligence

PYMNTS Intelligence: Slow Payments Drag Contractors’ Cash Flows
PYMNTS Intelligence: Slow Payments Drag Contractors’ Cash Flows
January 25, 2023  |  B2B Payments

Slow payments are more than a waiting game for the construction industry. They contributed to 12% of total construction costs last year, dipping into firms’...

READ MORE >
PYMNTS Intelligence: Unpacking the Forces Shaping Consumers’ Payment Preferences
PYMNTS Intelligence: Unpacking the Forces Shaping Consumers’ Payment Preferences
January 24, 2023  |  Credit Unions

Speed, convenience and ease of use are driving interest in a growing variety of payment options and digital technologies. Consumers have become accustomed to seamless...

READ MORE >
PYMNTS Intelligence: Technology Is Needed to Tackle Fraud and Safeguard Incoming Revenue
PYMNTS Intelligence: Technology Is Needed to Tackle Fraud and Safeguard Incoming Revenue
January 20, 2023  |  B2B Payments

In an increasingly online world, companies still relying on manual accounts payable (AP) and accounts receivable (AR) processes are struggling to keep up — in...

READ MORE >
PYMNTS Intelligence: Small Businesses and SMBs Seek Personalized Digital Banking Support
PYMNTS Intelligence: Small Businesses and SMBs Seek Personalized Digital Banking Support
January 17, 2023  |  Digital-First Banking

Small businesses represent 99.9% of all businesses in the United States, and there were 32.5 million small businesses operating as of 2021, according to a...

READ MORE >
PYMNTS Intelligence: How SMBs Can Use Payments Innovation to Spur Growth
PYMNTS Intelligence: How SMBs Can Use Payments Innovation to Spur Growth
January 16, 2023  |  B2B Payments

Whatever challenges they may be facing, small- to medium-sized businesses (SMBs) undoubtedly have a powerful ally in consumers. A survey from American Express and PayPal...

READ MORE >
PYMNTS Intelligence: Leveraging Omnichannel BNPL to Boost Revenues and Customer Loyalty
PYMNTS Intelligence: Leveraging Omnichannel BNPL to Boost Revenues and Customer Loyalty
January 12, 2023  |  Buy Now Pay Later

Omnichannel shopping was on full display this holiday season, with buy now, pay later (BNPL) playing a starring role against a backdrop of economic turbulence....

READ MORE >
PYMNTS Intelligence: Financial Industry Leverages Data to Deliver Personalized Experiences
PYMNTS Intelligence: Financial Industry Leverages Data to Deliver Personalized Experiences
January 06, 2023  |  Digital-First Banking

Keeping pace with and meeting shifting customer expectations is a perennial challenge across the financial services industry. A 2022 study found 51% of retail banks...

READ MORE >
PYMNTS Intelligence: Bringing Wholesale Improvements to Cross-Border Payments
PYMNTS Intelligence: Bringing Wholesale Improvements to Cross-Border Payments
January 02, 2023  |  Blockchain

As central banks roll out central bank digital currencies (CBDCs) for both wholesale and retail use cases, public-private partnerships are expected to play a pivotal role. This...

READ MORE >
PYMNTS Intelligence: How Credit Unions Are Ideally Poised to Help Distressed Consumers
PYMNTS Intelligence: How Credit Unions Are Ideally Poised to Help Distressed Consumers
December 23, 2022  |  Credit Unions

By all accounts, American consumers are feeling the economic strain. More than half of Americans earning less than $50,000 annually are now living paycheck to...

READ MORE >