PYMNTS Intelligence

Affirm CEO Says Interest Rate Cut Could Drive BNPL Usage

Affirm CEO Says Interest Rate Cut Could Drive BNPL Usage
Affirm CEO Says Interest Rate Cut Could Drive BNPL Usage
August 28, 2024  |  BNPL

As consumers navigate a challenging economic environment, they are increasingly adopting buy now, pay later (BNPL) options to manage their spending. Get the Full Story...

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82% of Merchants Don’t Have the Data to Pinpoint Why Payments Fail
82% of Merchants Don’t Have the Data to Pinpoint Why Payments Fail
August 28, 2024  |  Commerce

In an era where flawless transactions are critical for customer loyalty, merchants are adopting payment vaulting not just for security, but as a strategic tool...

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nCino: International Banks Lag U.S. Peers in Digital Transformation
nCino: International Banks Lag U.S. Peers in Digital Transformation
August 27, 2024  |  Banking

Digital transformation can come even to industries where change happens slowly. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Zip CEO: US Shoppers’ In-Store Card Usage Surges Nearly 150%
Zip CEO: US Shoppers’ In-Store Card Usage Surges Nearly 150%
August 27, 2024  |  BNPL

U.S. retail customers are adopting buy now, pay later (BNPL) options for in-store transactions, according to Zip. Get the Full Story Complete the form to...

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FinTechs Now See Credit Unions as Collaborators, Not Competitors
FinTechs Now See Credit Unions as Collaborators, Not Competitors
August 27, 2024  |  Credit Unions

Many FinTechs partner with credit unions (CUs) and other financial institutions (FIs) to provide the innovative products and services that today’s digital-first consumers expect. In...

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Small Businesses Turn Digital Payments Into Cash Flow Engine
Small Businesses Turn Digital Payments Into Cash Flow Engine
August 27, 2024  |  Digital Payments

Being in business means putting a lot of effort into staying in business. And staying in business is a challenge many small and medium-sized businesses...

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41% of Banks Offer Embedded Finance Solutions, Have FinTechs to Thank
41% of Banks Offer Embedded Finance Solutions, Have FinTechs to Thank
August 27, 2024  |  Banking

In today’s financial services arena, embedded finance and banking-as-a-service (BaaS) have emerged as transformative forces, redefining the way banks and financial institutions (FIs) engage with...

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Can Banks Crack the Insurance Code? Customers Are Ready
Can Banks Crack the Insurance Code? Customers Are Ready
August 27, 2024  |  Insurance

PYMNTS Intelligence’s data makes it clear enthusiasm for financial institutions (FIs) as insurance providers is growing. In fact, three-quarters of consumers who have already purchased...

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