PYMNTS Intelligence

Most Consumers Opt Out of Credit Cards to Avoid Accumulating Debt
Most Consumers Opt Out of Credit Cards to Avoid Accumulating Debt
December 28, 2023  |  Credit Cards

In a world where managing finances has become a challenge, it is important to explore strategies to avoid accumulating debt and prevent overspending. An effective...

READ MORE >
BNPL’s Surge in 2023: Impact, Adoption and Regulatory Crossroads
BNPL’s Surge in 2023: Impact, Adoption and Regulatory Crossroads
December 28, 2023  |  Buy Now Pay Later

From its nascent stages to its maturing as a force reshaping retail and eCommerce, installment plans, particularly buy now, pay later (BNPL) services, marked a...

READ MORE >
30% of Consumers Struggle to Access Credit Products
30% of Consumers Struggle to Access Credit Products
December 28, 2023  |  Loans

About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products. Get the Full Story...

READ MORE >
Financial Services Providers Use Gamification to Help Customers Manage Debt
Financial Services Providers Use Gamification to Help Customers Manage Debt
December 28, 2023  |  Debt

Most consumers are dealing with some level of debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

READ MORE >
Convenience Drives Retail Subscription Adoption in Q4
Convenience Drives Retail Subscription Adoption in Q4
December 28, 2023  |  Subscriptions

With convenience emerging as the primary motivation for retail subscription adoption, retailers are challenged to adapt their strategies to meet customer expectations and capitalize on...

READ MORE >
2023 in Review: Digital Wallets Emerge as Alternative Payment Method
2023 in Review: Digital Wallets Emerge as Alternative Payment Method
December 28, 2023  |  Mobile Wallets

In 2023, digital wallets such as Apple Pay and Google Pay gained popularity among consumers. Get the Full Story Complete the form to unlock this...

READ MORE >
Free Instant Payments a Key Perk for Business Retention
Free Instant Payments a Key Perk for Business Retention
December 28, 2023  |  Faster Payments

In a fast-paced business environment, the demand for flexibility in financial transactions is paramount, and non-recurring ad hoc payments account for nearly two-thirds of the...

READ MORE >
Younger Consumers Less Likely to Use Credit Cards
Younger Consumers Less Likely to Use Credit Cards
December 28, 2023  |  Credit Cards

The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and...

READ MORE >
65% of Marketplaces Without Payment Capabilities Plan to Add Them
65% of Marketplaces Without Payment Capabilities Plan to Add Them
December 28, 2023  |  Payment Methods

Companies across industries are adopting or enhancing embedded payments as a way to improve the customer experience and create new sources of revenue. Get the...

READ MORE >