PYMNTS Intelligence

77% of Retailers Rank Generative AI as the Most Impactful Emerging Technology
77% of Retailers Rank Generative AI as the Most Impactful Emerging Technology
December 07, 2023  |  Artificial Intelligence

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Manufacturers Favor Digital Giants Over Banks to Deliver Real-Time Payments
Manufacturers Favor Digital Giants Over Banks to Deliver Real-Time Payments
December 07, 2023  |  Faster Payments

The manufacturing sector is undergoing a significant transformation in its payment practices, with a growing emphasis on real-time payments. Get the Full Story Complete the...

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15% of Consumers Buy Online to Control Time Spent Shopping
15% of Consumers Buy Online to Control Time Spent Shopping
December 06, 2023  |  eCommerce

Online retail subscriptions have revolutionized the way consumers shop, providing convenience and personalized experiences that cater specifically to individual preferences and needs.  Get the Full...

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90% of FIs Leverage Fraud-Prevention APIs as Crime-Fighting Tool
90% of FIs Leverage Fraud-Prevention APIs as Crime-Fighting Tool
December 06, 2023  |  Fraud Prevention

Financial institutions (FIs) are facing an increasing threat of fraud and financial crime in the digital age. And as the volume and sophistication of fraudulent...

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Holiday Shoppers May Pull Back Spending Despite Strong Black Friday
Holiday Shoppers May Pull Back Spending Despite Strong Black Friday
December 06, 2023  |  Consumer Insights

Before the start of the holiday shopping season, market research data suggested there would be generalized cost cutting across all spending categories and demographic groups....

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1 in 3 Restaurant Customers Want Card-Linked Rewards
1 in 3 Restaurant Customers Want Card-Linked Rewards
December 06, 2023  |  Consumer Insights

As restaurants and aggregators alike look to drive adoption, PYMNTS Intelligence suggests that card-linked offers can go a long way. Get the Full Story Complete...

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Suburban Consumers Trail City Dwellers in BNPL Usage
Suburban Consumers Trail City Dwellers in BNPL Usage
December 06, 2023  |  Buy Now Pay Later

Suburban consumers have a weaker perception of financial stability than those in urban communities, making them an interesting target group for certain credit products with...

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Nearly 1 in 5 Big Revolving Credit Users May Choose a Credit Union for Next Card
Nearly 1 in 5 Big Revolving Credit Users May Choose a Credit Union for Next...
December 06, 2023  |  Credit Cards

National banks dominate the U.S. consumer credit card industry, with a strong position that is unlikely to be challenged anytime soon. Get the Full Story...

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Late Payments Plague 100% of Construction Companies
Late Payments Plague 100% of Construction Companies
December 06, 2023  |  Accounts Receivable

Late business-to-business (B2B) payments are the bane of any accounts receivable (AR) department. The headaches caused by late B2B payments affect more than just the...

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