PYMNTS Intelligence

BNPL Shifts to Cards and Wallets for New Growth

BNPL Shifts to Cards and Wallets for New Growth
BNPL Shifts to Cards and Wallets for New Growth
March 11, 2026  |  BNPL

Buy now, pay later has been hitting an adoption wall, and could be losing momentum with the critical Gen Z and millennial age groups. Get...

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47% of Merchants Report False Declines Cost Them Sales
47% of Merchants Report False Declines Cost Them Sales
March 11, 2026  |  Fraud Prevention

Fraud prevention is no longer about stopping a single bad transaction. It is about managing risk across an entire payment journey without driving away legitimate...

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Embedded Finance Now Has to Survive the CFO Audit
Embedded Finance Now Has to Survive the CFO Audit
March 11, 2026  |  Payments Innovation

Embedded finance has matured past its land-grab era. What once began as a race to bolt payments, lending and insurance into digital platforms is now...

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eCommerce Sales Hit $316 Billion as Online Retail Gains Share
eCommerce Sales Hit $316 Billion as Online Retail Gains Share
March 10, 2026  |  Retail

The steady migration of consumer spending toward digital channels continued through the end of 2025, underlining the extent to which online commerce has become embedded...

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Why Younger Americans Are More Optimistic About the Economy
Why Younger Americans Are More Optimistic About the Economy
March 10, 2026  |  Economy

How do Americans feel about the economy right now? That may depend on whether they remember the rise of disco and the fall of parachute...

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71% of Services Firms Cite AI Skill Gaps
71% of Services Firms Cite AI Skill Gaps
March 10, 2026  |  Artificial Intelligence

Just months before Block’s dramatic announcement of letting go of 40% of its workforce, a growing number of large companies said they were ready for...

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New Report Shows Emergency Expenses Are Now Just the Norm
New Report Shows Emergency Expenses Are Now Just the Norm
March 10, 2026  |  Consumer Finance

Life has a way of introducing expenses without regard for timing, and household budgets increasingly bear reality in mind. From routine car maintenance to medical...

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Real-Time Payments Reach a Turning Point in North America
Real-Time Payments Reach a Turning Point in North America
March 09, 2026  |  Real-Time Payments

Real-time payments in North America are moving decisively from expansion to execution. Instant payment systems across the United States, Canada and Mexico are scaling, modernizing...

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