PYMNTS Intelligence

Millennials, Not Gen Z, Are Defining the Gen AI Era

Millennials, Not Gen Z, Are Defining the Gen AI Era
Millennials, Not Gen Z, Are Defining the Gen AI Era
September 12, 2025  |  artificial intelligence

As generative artificial intelligence (AI) reshapes how Americans work, shop and communicate, one generation isn’t just keeping pace, they’re pushing the frontier. Millennials, not the...

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Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
September 11, 2025  |  Buy Now Pay Later

Klarna made its expected big splash on Wednesday (Sept. 10) with its New York Stock Exchange debut, raising roughly $1.37 billion at an IPO price...

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Checks Drive 65% of Fraud Losses
Checks Drive 65% of Fraud Losses
September 11, 2025  |  Security & Fraud

The hidden drag on billing modernization isn’t paper alone. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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One-Click Convenience Drives Australia’s Mobile Shopping
One-Click Convenience Drives Australia’s Mobile Shopping
September 11, 2025  |  Mobile

Australia, while a burgeoning mobile-first market, presents a paradox for financial institutions, FinTech innovators and payment providers. Get the Full Story Complete the form to...

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Credit Unions Bet Trust Can Beat Tech Gaps
Credit Unions Bet Trust Can Beat Tech Gaps
September 10, 2025  |  Credit Unions

For credit unions, relationships with members are often measured in decades, not years. But as younger generations grow into their prime earning and spending years,...

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Transparency, Not Speed, Could Decide AI’s Future in Finance
Transparency, Not Speed, Could Decide AI’s Future in Finance
September 10, 2025  |  artificial intelligence

Corporate finance has long been among the early adopters of automation. From Lotus 1-2-3 to robotic process automation (RPA), the field has a history of...

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The Secret Financial Life of Six-Figure Households
The Secret Financial Life of Six-Figure Households
September 10, 2025  |  Consumer Insights

It seems logical: The more income you have, the more you can control your financial life by strategically planning spending and saving and avoiding playing...

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From Perk to Necessity: On-Demand Pay Brings Predictability to Paychecks
From Perk to Necessity: On-Demand Pay Brings Predictability to Paychecks
September 10, 2025  |  Real-Time Payments

In an era of high living costs and economic uncertainty, payroll timing is more than a convenience—it’s a competitive edge. Earned wage access (EWA), which...

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High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
September 10, 2025  |  Buy Now Pay Later

Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. Get the Full Story Complete the form to unlock this article...

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