PYMNTS Intelligence

Credit Unions Monetize Member Data Through FinTech Ties
Credit Unions Monetize Member Data Through FinTech Ties
June 05, 2025  |  Partnerships

Credit unions face pressure to keep pace with national, regional and local banks that are often at the forefront of developing cutting-edge financial services. Get...

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Working Capital Efficiency Rises 2.5% Among North American Middle-Market Companies
Working Capital Efficiency Rises 2.5% Among North American Middle-Market Companies
June 05, 2025  |  Working Capital

North American middle-market firms are demonstrating resilience, fueled in part by an increasing and more strategic use of financial tools. Get the Full Story Complete...

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7 in 10 Gen Zers Find Paying for Healthcare a Headache
7 in 10 Gen Zers Find Paying for Healthcare a Headache
June 05, 2025  |  Healthcare

Patients often visit the doctor with a headache and leave with a new one. On the one hand, the digital transformation of healthcare is accelerating,...

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High-Income Americans Go Bargain Hunting and Shake Up Retail’s Royalty
High-Income Americans Go Bargain Hunting and Shake Up Retail’s Royalty
June 05, 2025  |  Retail

The big trade down is on. Dollar General, long synonymous with serving America’s most budget-conscious consumers, is seeing a marked shift in its customer base....

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How Banks Are Turning Payouts Into New Payment Economics
How Banks Are Turning Payouts Into New Payment Economics
June 04, 2025  |  Money Mobility

For too long, disbursements have been treated as transactional endpoints — money out, job done. But a growing number of banks are starting to see...

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Real-Time Payment Innovations Signal Maturity Across Banking and Retail
Real-Time Payment Innovations Signal Maturity Across Banking and Retail
June 04, 2025  |  Real-Time Payments

The global real-time payments landscape is advancing. Banks, platforms and retailers are launching new capabilities that make instant settlement a reality for businesses and consumers....

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Just 37% of Consumer Lenders Connect at eCommerce Checkout
Just 37% of Consumer Lenders Connect at eCommerce Checkout
June 04, 2025  |  Loans

Despite the clear potential of integrating credit directly into commerce platforms, many lenders appear to be sitting on the sidelines, potentially missing significant growth opportunities...

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Top Performing Card Issuers Ace the Cardholder Personalization Test
Top Performing Card Issuers Ace the Cardholder Personalization Test
June 04, 2025  |  Credit Cards

At the core of any firm’s success is customer lifetime value (CLTV), defined for issuers as the total revenue a cardholder generates over their entire...

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Push-to-Debit Tops Consumer Choice for Instant Payouts
Push-to-Debit Tops Consumer Choice for Instant Payouts
June 02, 2025  |  Disbursements

Imagine you’re owed a payment, whether it’s a gig paycheck, an insurance claim or a loan disbursement. Get the Full Story Complete the form to...

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