PYMNTS Intelligence

Who’s Winning the Instant Payments Race? Depends on the Customer
Who’s Winning the Instant Payments Race? Depends on the Customer
May 20, 2025  |  Real-Time Payments

Instant payments have entered the mainstream — but how, why and for whom financial institutions deploy them is anything but uniform. Get the Full Story...

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Credit Card Installments Have Reshaped Impulse Buying
Credit Card Installments Have Reshaped Impulse Buying
May 20, 2025  |  Consumer Finance

Financial institutions and merchants face a persistent challenge: enabling consumers to navigate the inevitability of large, unplanned expenses without undue friction or financial strain. Get...

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25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
May 20, 2025  |  Consumer Insights

Contrary to perceptions of financial irresponsibility, a significant portion of subprime borrowers actively and strategically use credit to improve their financial standing, revealing an underserved...

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New Data Shows Smaller Players Come Up Big as Credit Unions Unleash Innovation
New Data Shows Smaller Players Come Up Big as Credit Unions Unleash Innovation
May 20, 2025  |  Credit Unions

Credit unions tend to evoke images of simple, brick-and-mortar institutions, where friendly employees who know you by name make up for the lack of financial...

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Instant Payments Emerge as Strategic Necessity in Vendor Relations
Instant Payments Emerge as Strategic Necessity in Vendor Relations
May 20, 2025  |  Real-Time Payments

The speed of instant payments is a well-known attribute. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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Likes, Shares, Revenue: How SMBs Are Winning Big on Social
Likes, Shares, Revenue: How SMBs Are Winning Big on Social
May 19, 2025  |  SMBs

Social media’s reach has brought influencers, tweets and videos to mobile devices, changing the face of commerce and the ways businesses, particularly small- to medium-sized...

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Nearly Half of SMB Lenders Overlook Embedded Opportunity, Study Finds
Nearly Half of SMB Lenders Overlook Embedded Opportunity, Study Finds
May 19, 2025  |  SMBs

Many lenders appear to be significantly underestimating the burgeoning opportunity presented by embedded lending, potentially ceding market share and bottom-line growth. Get the Full Story...

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US Mid-Market Companies Hit Reset Amid Escalating Tariff Uncertainty
US Mid-Market Companies Hit Reset Amid Escalating Tariff Uncertainty
May 19, 2025  |  Supply Chain

In challenging times, businesses often need to tear up their old playbooks and write new ones. Get the Full Story Complete the form to unlock...

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Consumers Brace for Economic Storm, Confidence Plunges to 3-Year Low
Consumers Brace for Economic Storm, Confidence Plunges to 3-Year Low
May 16, 2025  |  Economy

Consumer gloom is not quite at historic levels — but it’s awfully close. Get the Full Story Complete the form to unlock this article and...

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