PYMNTS Intelligence

53% of Banks Move to Fraud Orchestration as Attacks Grow Smarter

53% of Banks Move to Fraud Orchestration as Attacks Grow Smarter
53% of Banks Move to Fraud Orchestration as Attacks Grow Smarter
December 29, 2025  |  Fraud Prevention

Fraud prevention is no longer defined by how many tools a merchant deploys, but by how well those tools work together across the full payment...

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Inside the Technology Shifts That Reshaped Payments and Risk in 2025
Inside the Technology Shifts That Reshaped Payments and Risk in 2025
December 26, 2025  |  Payments Innovation

In 2025, payments, banking and commerce crossed a quiet but consequential threshold. Technologies that once promised efficiency or differentiation became nonnegotiable foundations, reshaping how money...

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Healthcare Costs Force One in Four Gen Z to Skip Care
Healthcare Costs Force One in Four Gen Z to Skip Care
December 26, 2025  |  Healthcare

For younger Americans, healthcare spending is becoming less about treating illness and more about managing financial risk at a stage of life when cash flow...

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Connected Tech Ownership Drives Changes in How Consumers Pay
Connected Tech Ownership Drives Changes in How Consumers Pay
December 26, 2025  |  Connected Economy

Consumers are not racing to add more devices, but the way those devices shape how people pay is changing steadily and in ways that matter...

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Scammers Turn Christmas Into a Payments Stress Test
Scammers Turn Christmas Into a Payments Stress Test
December 24, 2025  |  Fraud Prevention

The holiday shopping period compresses weeks of spending into days, multiplies the number of online interactions, and makes consumers and companies vulnerable to fraudsters. Get...

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Retail Closes the Holiday Season Leaner and More Focused
Retail Closes the Holiday Season Leaner and More Focused
December 24, 2025  |  Retail

Retail in 2025 was defined less by a single breakthrough than by a set of pressures that forced retailers to get practical. Consumers kept shopping....

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Tariffs and Missing Data Push Product Leaders Into Crisis Mode
Tariffs and Missing Data Push Product Leaders Into Crisis Mode
December 22, 2025  |  Economy

U.S. middle-market companies are making high-stakes decisions with less visibility and less time, as tariffs collide with delayed economic data and cooling demand, forcing product...

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Retailers Elevate Embedded Finance as Risk and Complexity Rise
Retailers Elevate Embedded Finance as Risk and Complexity Rise
December 22, 2025  |  Retail

Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to...

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