PYMNTS Intelligence

Gen Z Accounts for Largest Increase in Paycheck-to-Paycheck Consumers
Gen Z Accounts for Largest Increase in Paycheck-to-Paycheck Consumers
March 14, 2025  |  Consumer Insights

Generation Z saw the sharpest increase in the number of people living paycheck to paycheck over the past two years. Get the Full Story Complete...

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77% of Banks Considering Tap-To-Authenticate Technology to Stop Fraud
77% of Banks Considering Tap-To-Authenticate Technology to Stop Fraud
March 14, 2025  |  Fraud Prevention

America’s banks are under siege, and the enemy is invisible. Authentication-based fraud is skyrocketing, leaving financial institutions scrambling to fight back against an epidemic of...

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Fed Data Shows Economics of Interchange: 86% of Fees Fund Rewards Programs
Fed Data Shows Economics of Interchange: 86% of Fees Fund Rewards Programs
March 13, 2025  |  Loyalty & Rewards

PYMNTS Intelligence noted in recent research that at the same time that consumers are using their credit cards to navigate an inflationary environment, and to...

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Your Business Has Its Payments Data. Now What?
Your Business Has Its Payments Data. Now What?
March 13, 2025  |  B2B Payments

A company’s transactions aren’t just numbers on a spreadsheet. Those numbers, it turns out, can be kernels of actionable intelligence. Get the Full Story Complete...

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Merchants Look to Acquirers as Key Partners for Payment Innovation
Merchants Look to Acquirers as Key Partners for Payment Innovation
March 13, 2025  |  Shopping

Successful merchants provide what consumers want: seamless, feature-rich shopping across channels and devices. Get the Full Story Complete the form to unlock this article and...

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67% of Consumers Pay for Services That Save Them Time Despite Inflation and Paycheck Pressures
67% of Consumers Pay for Services That Save Them Time Despite Inflation and Paycheck Pressures
March 13, 2025  |  Consumer Insights

Inflation’s still sticky. Most consumers live paycheck to paycheck. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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These 3 Connected Consumer Segments Will Define Commerce’s Next Decade
These 3 Connected Consumer Segments Will Define Commerce’s Next Decade
March 13, 2025  |  Connected Economy

Once relegated to simple card-present transactions, digital payments today are deeply embedded into and across a web of connected devices, ultimately driving more personalized experiences...

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Faster Payments Get Faster Fraud Defense
Faster Payments Get Faster Fraud Defense
March 12, 2025  |  Fraud Prevention

Faster payments means faster fraud, at least that’s the fear. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Subprime Borrowers Seek Strategies to Improve Their Credit Scores
Subprime Borrowers Seek Strategies to Improve Their Credit Scores
March 12, 2025  |  Consumer Finance

The pressures of mounting card debt, still-high interest rates and tightening underwriting threaten to expand the ranks of subprime borrowers — all the while making...

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