PYMNTS Intelligence

Why SMBs Now See Software as the Engine of Expansion

Why SMBs Now See Software as the Engine of Expansion
Why SMBs Now See Software as the Engine of Expansion
October 13, 2025  |  SMBs

For small- to medium-sized businesses (SMBs), embedded finance is no longer a fringe feature. It’s the price of admission. Get the Full Story Complete the...

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Credit Limit Denials Undermine Cardholder Trust
Credit Limit Denials Undermine Cardholder Trust
October 10, 2025  |  Consumer Finance

When consumers ask for more credit, they’re not just seeking spending power—they are testing trust. The new PYMNTS Intelligence and Elan Credit Card report reveals...

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AI Transforms the Prompt Economy™ Into the Purchase Economy
AI Transforms the Prompt Economy™ Into the Purchase Economy
October 10, 2025  |  eCommerce

Retail shoppers expect immediacy. This is particularly true when it comes to getting answers to what they believe are simple questions, like: “Do you have...

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14% of Americans Say Homeownership Drives Their Paycheck-to-Paycheck Strain
14% of Americans Say Homeownership Drives Their Paycheck-to-Paycheck Strain
October 10, 2025  |  Consumer Insights

Owning a home has long been shorthand for financial stability. Today it’s often the opposite. Get the Full Story Complete the form to unlock this...

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Holiday Spending: Tariffs May Nudge Prices, but Not Shoppers
Holiday Spending: Tariffs May Nudge Prices, but Not Shoppers
October 09, 2025  |  Economy

The holiday shopping season is kicking into full gear, and this year tariffs are again shaping the economics of the checkout line. After months of...

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Half of Financially Stable Firms Use Financing to Fuel Growth
Half of Financially Stable Firms Use Financing to Fuel Growth
October 09, 2025  |  Loans

When uncertainty rises, so does nostalgia for the familiar. In the U.S. middle market, where firms straddle the line between enterprise scale and small business...

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The Weekly Pay Cycle Loses Steam as Employees Expect Instant Paychecks
The Weekly Pay Cycle Loses Steam as Employees Expect Instant Paychecks
October 09, 2025  |  Payroll

For decades, workers in the United States have organized their lives around a predictable, if rigid, rhythm. Get the Full Story Complete the form to...

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Merchants Turn Tariff Pressures Into Supply Chain Resilience
Merchants Turn Tariff Pressures Into Supply Chain Resilience
October 08, 2025  |  Supply Chain

Tariffs have raised costs and complicated logistics, yet they’ve also showcased how resilient merchants can be when incentives shift toward efficiency and control. Goods producers,...

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