PYMNTS Intelligence

Who’s Winning the Instant Payments Race? Depends on the Customer

Who’s Winning the Instant Payments Race? Depends on the Customer
Who’s Winning the Instant Payments Race? Depends on the Customer
May 20, 2025  |  Real-Time Payments

Instant payments have entered the mainstream — but how, why and for whom financial institutions deploy them is anything but uniform. Get the Full Story...

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Credit Card Installments Have Reshaped Impulse Buying
Credit Card Installments Have Reshaped Impulse Buying
May 20, 2025  |  Consumer Finance

Financial institutions and merchants face a persistent challenge: enabling consumers to navigate the inevitability of large, unplanned expenses without undue friction or financial strain. Get...

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25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
May 20, 2025  |  Consumer Insights

Contrary to perceptions of financial irresponsibility, a significant portion of subprime borrowers actively and strategically use credit to improve their financial standing, revealing an underserved...

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New Data Shows Smaller Players Come Up Big as Credit Unions Unleash Innovation
New Data Shows Smaller Players Come Up Big as Credit Unions Unleash Innovation
May 20, 2025  |  Credit Unions

Credit unions tend to evoke images of simple, brick-and-mortar institutions, where friendly employees who know you by name make up for the lack of financial...

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Instant Payments Emerge as Strategic Necessity in Vendor Relations
Instant Payments Emerge as Strategic Necessity in Vendor Relations
May 20, 2025  |  Real-Time Payments

The speed of instant payments is a well-known attribute. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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Likes, Shares, Revenue: How SMBs Are Winning Big on Social
Likes, Shares, Revenue: How SMBs Are Winning Big on Social
May 19, 2025  |  SMBs

Social media’s reach has brought influencers, tweets and videos to mobile devices, changing the face of commerce and the ways businesses, particularly small- to medium-sized...

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Nearly Half of SMB Lenders Overlook Embedded Opportunity, Study Finds
Nearly Half of SMB Lenders Overlook Embedded Opportunity, Study Finds
May 19, 2025  |  SMBs

Many lenders appear to be significantly underestimating the burgeoning opportunity presented by embedded lending, potentially ceding market share and bottom-line growth. Get the Full Story...

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US Mid-Market Companies Hit Reset Amid Escalating Tariff Uncertainty
US Mid-Market Companies Hit Reset Amid Escalating Tariff Uncertainty
May 19, 2025  |  Supply Chain

In challenging times, businesses often need to tear up their old playbooks and write new ones. Get the Full Story Complete the form to unlock...

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Consumers Brace for Economic Storm, Confidence Plunges to 3-Year Low
Consumers Brace for Economic Storm, Confidence Plunges to 3-Year Low
May 16, 2025  |  Economy

Consumer gloom is not quite at historic levels — but it’s awfully close. Get the Full Story Complete the form to unlock this article and...

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