PYMNTS Intelligence

Report: Embedded Finance Turns Eyeballs Into Revenue for Software Publishing Platforms
Report: Embedded Finance Turns Eyeballs Into Revenue for Software Publishing Platforms
December 03, 2024  |  eCommerce

Embedded finance is no longer optional. As competition intensifies, firms that embrace these innovations will lead the way, while those that hesitate risk falling behind....

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71% of Financial Institutions Turn to AI to Fight Faster Payments Fraud
71% of Financial Institutions Turn to AI to Fight Faster Payments Fraud
December 03, 2024  |  Fraud Prevention

As demand for faster payments grows, so does the risk of fraud. More than 170 million U.S. consumers received at least one disbursement in the...

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Construction Sector’s Digital Makeover Includes Easier Working Capital Access
Construction Sector’s Digital Makeover Includes Easier Working Capital Access
December 02, 2024  |  B2B Payments

The construction sector accounts for about 4.4% of U.S. GDP  and is tied to about $2.2 trillion in annualized spending. Get the Full Story Complete...

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BNPL’s In-Store Struggle: Digital Darling Hits Brick Wall in Physical Retail
BNPL’s In-Store Struggle: Digital Darling Hits Brick Wall in Physical Retail
December 02, 2024  |  BNPL

Black Friday’s in the rearview mirror. Cyber Monday is here. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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44% of UK Consumers Plan to Use Digital Wallets Beyond Payments
44% of UK Consumers Plan to Use Digital Wallets Beyond Payments
December 02, 2024  |  Consumer Insights

In recent years, digital wallets have become an essential tool for making online payments, but their uses are quickly expanding. In the U.K., nearly half...

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71% of German Consumers Used a Digital Wallet in the Past Year
71% of German Consumers Used a Digital Wallet in the Past Year
December 02, 2024  |  Digital Payments

Digital wallets have become a key tool for German consumers, especially for online shopping and banking. Consider that 71% of consumers in Germany used a...

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GenAI Powers 97% of CMOs’ Customer Service Strategies
GenAI Powers 97% of CMOs’ Customer Service Strategies
December 02, 2024  |  artificial intelligence

It’s no surprise that GenAI is rapidly reshaping the landscape of customer service in the banking and payments industry. By automating repetitive tasks, improving personalization...

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Latest GDP Data Indicates Continuing Pressures on Disposable Income
Latest GDP Data Indicates Continuing Pressures on Disposable Income
November 27, 2024  |  Economy

The Bureau of Economic Analysis confirmed Wednesday (Nov. 27) that third-quarter GDP grew at a 2.8% rate, unchanged from a previous estimate. Get the Full...

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The Price of Loyalty? Brands Bet Big on Blockchain to Woo Consumers
The Price of Loyalty? Brands Bet Big on Blockchain to Woo Consumers
November 27, 2024  |  Blockchain

The loyalty industry is changing due to the integration of blockchain technology. Get the Full Story Complete the form to unlock this article and enjoy...

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