PYMNTS Intelligence

BaaS Faces Regulatory Reckoning: OCC and FDIC Actions Underscore Growing Scrutiny
BaaS Faces Regulatory Reckoning: OCC and FDIC Actions Underscore Growing Scrutiny
October 23, 2024  |  Digital Banking

Banking-as-a-service (BaaS), as a business model, promises to reshape financial services. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Clarity Is Key: The Link Between Transparent Billing and Chargeback Reduction
Clarity Is Key: The Link Between Transparent Billing and Chargeback Reduction
October 23, 2024  |  Digital Payments

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Report: How Financial Scams Are Eroding Consumer Confidence and Financial Health
Report: How Financial Scams Are Eroding Consumer Confidence and Financial Health
October 23, 2024  |  Fraud Prevention

Financial scams have never been more prevalent, but quality data on the number of victims and scale of their losses remains limited. For consumer-facing financial...

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Digital Upstarts Set Sights on Impacting Trade Finance
Digital Upstarts Set Sights on Impacting Trade Finance
October 22, 2024  |  Supply Chain

Back in 2019 — a lifetime ago, before the pandemic uprooted everything — PYMNTS published a report titled “The Trade Credit Dilemma,” spotlighting the $3.1...

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Instant Payments Could Eliminate Construction’s $280B Late Payments Problem
Instant Payments Could Eliminate Construction’s $280B Late Payments Problem
October 22, 2024  |  Money Mobility

Delayed and incorrect payments are a perpetual headache for the construction industry. These issues not only burden accounting teams but also have serious downstream ramifications....

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The 2024-2025 Growth Corporates Working Capital Index: 1,297 CFOs in 23 Countries Reveal Their Strategies
The 2024-2025 Growth Corporates Working Capital Index: 1,297 CFOs in 23 Countries Reveal Their Strategies
October 20, 2024  |  VISA

Download the Report The 2024-2025 Growth Corporates Working Capital Index The utilization of working capital solutions is on the rise. In fact, 80% of Growth...

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39% of Zillennials Buy What Their Friends Recommend
39% of Zillennials Buy What Their Friends Recommend
October 18, 2024  |  Consumer Insights

The emergence of zillennials — consumers age 25 to 33 — reveals distinct shopping behaviors that extend beyond mere social media influence. Born between 1991...

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Generation Pay by Bank: Why Gen Z and Millennials Hold the Key to Widespread Adoption
Generation Pay by Bank: Why Gen Z and Millennials Hold the Key to Widespread Adoption
October 17, 2024  |  Digital Payments

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59% of US Businesses Link Poor Cash Flow to Manual AR Processes
59% of US Businesses Link Poor Cash Flow to Manual AR Processes
October 17, 2024  |  B2B Payments

As Silicon Valley innovates with artificial intelligence, many companies remain burdened by outdated paper invoice systems. This disconnect hinders efficiency and presents financial risks. With...

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