PYMNTS Intelligence

Why So Many Mid-Sized Banks Fail the Digital Lending Readiness Test
Why So Many Mid-Sized Banks Fail the Digital Lending Readiness Test
October 16, 2024  |  Digital-First Banking

Mid-sized financial institutions (FIs) — including community banks, regional banks, and credit unions — face growing challenges in automating their lending processes. This is particularly...

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The Invisible Tax on Merchants: Time Spent Managing Disputes
The Invisible Tax on Merchants: Time Spent Managing Disputes
October 16, 2024  |  Credit Cards

As the payments change, businesses are confronted with a need to refine their dispute resolution strategies to mitigate the impact of chargebacks. Get the Full...

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Tech Sector Cash Flows Hampered by Keeping Treasurers in the Dark
Tech Sector Cash Flows Hampered by Keeping Treasurers in the Dark
October 15, 2024  |  Technology

Technology industry treasurers face different challenges than their peers in other sectors. For example, only 50% report having strong influence in decision-making, far below other...

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Saudi Arabia Takes Global Leadership Role in Click-and-Mortar™ Shopping
Saudi Arabia Takes Global Leadership Role in Click-and-Mortar™ Shopping
October 15, 2024  |  Retail

  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

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Slow Going for Faster Payments as Fraud Concerns Persist
Slow Going for Faster Payments as Fraud Concerns Persist
October 14, 2024  |  Real-Time Payments

For the banks mulling when they’ll connect to real-time payment rails — and for those already connected in order for instant payments to be received,...

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79% of Millennials and Gen Z Turn to Social Media for Financial Advice
79% of Millennials and Gen Z Turn to Social Media for Financial Advice
October 14, 2024  |  Consumer Finance

Social media algorithms have emerged as influential players in the realm of advice, effectively acting as pseudo-advisers for generations eager for financial literacy. Get the...

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43% of Gen Z Consumers Prefer Buying Direct From Brands
43% of Gen Z Consumers Prefer Buying Direct From Brands
October 11, 2024  |  Retail

As younger consumers reshape the retail landscape, their motivations, preferences, and behaviors provide invaluable insights for brands and retailers striving to stay ahead. Get the...

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Mass Market Retailers Cut Prices to Win Budget-Conscious Shoppers This Holiday Season
Mass Market Retailers Cut Prices to Win Budget-Conscious Shoppers This Holiday Season
October 10, 2024  |  Retail

As we approach the holiday season, mass merchants and dollar stores are unveiling a plethora of new deals designed to attract budget-conscious consumers grappling with...

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Unlocking Innovation Beyond Payments Tops Week in B2B
Unlocking Innovation Beyond Payments Tops Week in B2B
October 10, 2024  |  B2B Payments

Innovation is no good to the businesses that fail to embrace it. Get the Full Story Complete the form to unlock this article and enjoy...

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