PYMNTS Intelligence

The Big GenAI Time and Money Shift

The Big GenAI Time and Money Shift
The Big GenAI Time and Money Shift
January 13, 2025  |  artificial intelligence

The average consumer spends about 3 seconds when opening an app on their smartphone. Most open 10 different apps a day. Over the course of...

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57% of Consumers Received Financial Advice in 2023
57% of Consumers Received Financial Advice in 2023
January 13, 2025  |  Consumer Insights

Rising inflation and stagnant incomes are forcing many Americans to reconsider their financial stability, prompting a surge in demand for personal finance advice. Economic headwinds...

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From Payments to New Accounts: The New Money Mobility Ecosystem Explained
From Payments to New Accounts: The New Money Mobility Ecosystem Explained
January 10, 2025  |  Money Mobility

Characterized by a complex network of banks, FinTechs and technology providers, the modern money mobility ecosystem makes access to money faster and more efficient —...

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How Consumers Decide What Card Is Their Top of Wallet Go-To
How Consumers Decide What Card Is Their Top of Wallet Go-To
January 10, 2025  |  Loyalty & Rewards

Credit card issuers want to know how they can win that coveted top-of-wallet spot. One powerful strategy for cementing customer loyalty is encouraging engagement with...

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46% of US Consumers Show Interest in Open Banking for Bill Pay
46% of US Consumers Show Interest in Open Banking for Bill Pay
January 10, 2025  |  Payments Innovation

In the modern business landscape, adopting open payments platforms is no longer optional; it’s a necessity. Get the Full Story Complete the form to unlock...

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77% of Travelers Prioritize Experience Over Cost
77% of Travelers Prioritize Experience Over Cost
January 09, 2025  |  Travel Payments

The hospitality industry has seen a resurgence since COVID-19, and international travel and tourism are expected to surpass pre-pandemic levels. Get the Full Story Complete...

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Banning Medical Debt From Credit Reports May Have Unintended Consequences
Banning Medical Debt From Credit Reports May Have Unintended Consequences
January 08, 2025  |  Consumer Finance

The promise of eliminating medical debt from credit reports — per the finalized rule from the Consumer Financial Protection Bureau (CFPB) — is that consumers’...

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What Anthropic’s $60 Billion Valuation Reveals About Enterprise AI’s Next Generation
What Anthropic’s $60 Billion Valuation Reveals About Enterprise AI’s Next Generation
January 08, 2025  |  artificial intelligence

Business growth has always relied on optimizing processes, with the end goal of ultimately reimagining and reinventing them in new forms. Get the Full Story...

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Nearly Half of Rural Small Businesses Do Business With the Bank on the Corner
Nearly Half of Rural Small Businesses Do Business With the Bank on the Corner
January 08, 2025  |  SMBs

Small and mid-sized businesses (SMBs) are considering a switch from national banks to local financial institutions (FIs) like community banks and credit unions (CUs). While...

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