PYMNTS Intelligence

Big Moves by Small Credit Unions Reshape Member Innovation Landscape

Big Moves by Small Credit Unions Reshape Member Innovation Landscape
Big Moves by Small Credit Unions Reshape Member Innovation Landscape
May 21, 2025  |  Credit Unions

Financial innovation is often seen as the domain of billion-dollar institutions, but the latest data reveals a surprising shakeup: The smallest credit unions are catching...

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Report Shows 70% of US P2P Payments Are Mobile
Report Shows 70% of US P2P Payments Are Mobile
May 21, 2025  |  Digital Payments

While U.S. consumers enthusiastically embrace digital wallets for sending money to friends and family, they notably trail several other developed nations in adopting mobile payments...

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New Data Shows Premium Cards Win Big as Consumers Chase Top-Tier Rewards
New Data Shows Premium Cards Win Big as Consumers Chase Top-Tier Rewards
May 21, 2025  |  Credit Cards

How you pay for that new sofa you just bought on Wayfair matters deeply to the bank that issued your credit card. Consumers have, on...

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Who’s Winning the Instant Payments Race? Depends on the Customer
Who’s Winning the Instant Payments Race? Depends on the Customer
May 20, 2025  |  Real-Time Payments

Instant payments have entered the mainstream — but how, why and for whom financial institutions deploy them is anything but uniform. Get the Full Story...

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Credit Card Installments Have Reshaped Impulse Buying
Credit Card Installments Have Reshaped Impulse Buying
May 20, 2025  |  Consumer Finance

Financial institutions and merchants face a persistent challenge: enabling consumers to navigate the inevitability of large, unplanned expenses without undue friction or financial strain. Get...

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25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score
May 20, 2025  |  Consumer Insights

Contrary to perceptions of financial irresponsibility, a significant portion of subprime borrowers actively and strategically use credit to improve their financial standing, revealing an underserved...

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New Data Shows Smaller Players Come Up Big as Credit Unions Unleash Innovation
New Data Shows Smaller Players Come Up Big as Credit Unions Unleash Innovation
May 20, 2025  |  Credit Unions

Credit unions tend to evoke images of simple, brick-and-mortar institutions, where friendly employees who know you by name make up for the lack of financial...

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Instant Payments Emerge as Strategic Necessity in Vendor Relations
Instant Payments Emerge as Strategic Necessity in Vendor Relations
May 20, 2025  |  Real-Time Payments

The speed of instant payments is a well-known attribute. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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