PYMNTS Intelligence

Update: Middle-Market Execs Predict a Brighter 2025 Despite This Year’s Challenges

Update: Middle-Market Execs Predict a Brighter 2025 Despite This Year’s Challenges
Update: Middle-Market Execs Predict a Brighter 2025 Despite This Year’s Challenges
December 23, 2024  |  CFO

Uncertainty reshaped middle-market firms’ operations in 2024, and a consistent theme emerged this year: Firms leveraging analytics and targeted strategies saw improved resilience and profitability....

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61% of Zillennials Prioritize Convenience, Driving Digital Wallet Adoption
61% of Zillennials Prioritize Convenience, Driving Digital Wallet Adoption
December 23, 2024  |  Digital Payments

Zillennials, born between 1991 and 1999, are reshaping payment trends as their spending power increases. They are embracing digital wallets, moving away from cash, and...

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5 Ways 2024 Kicked Off a New Era for CFOs and Treasury Pros
5 Ways 2024 Kicked Off a New Era for CFOs and Treasury Pros
December 20, 2024  |  CFO

The year 2024 has been nothing short of transformative for CFOs and treasurers, reshaping their roles into a blend of strategy, technology and operational precision. ...

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New Data: eCommerce Merchants See Big Gains by Embracing Digital Wallets and BNPL
New Data: eCommerce Merchants See Big Gains by Embracing Digital Wallets and BNPL
December 20, 2024  |  eCommerce

Credit and debit cards still dominate the eCommerce arena, yet alternative payment methods such as digital wallets and buy now, pay later (BNPL) plans have...

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More Than Half of US Companies Use Real-Time Payments
More Than Half of US Companies Use Real-Time Payments
December 20, 2024  |  Real-Time Payments

Instant payments continue their global sweep, with expanding RTP® network capabilities from The Clearing House in the United States, Australia simplifying cross-border transfers and Hungary...

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Consumer Spending Lifts Q3 GDP, but Savings Rates Are Pressured
Consumer Spending Lifts Q3 GDP, but Savings Rates Are Pressured
December 19, 2024  |  Economy

In the latest and final revision of how the economy fared in the third quarter — through the growth in gross domestic product — the...

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Supplier Integration: A Strategic Pillar for Working Capital Efficiency
Supplier Integration: A Strategic Pillar for Working Capital Efficiency
December 19, 2024  |  Accounts Payable

There are two sides to any commercial transaction. Within B2B, buyers and suppliers find one another and agree on terms, funds flow, and accounts payable...

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54% of Consumers With Unstable Cash Flow Prefer Providers Offering Embedded Lending
54% of Consumers With Unstable Cash Flow Prefer Providers Offering Embedded Lending
December 19, 2024  |  Loans

Embedded lending, the integration of credit offerings into platforms where consumers and microbusinesses (MSBs) can apply for credit directly during a transaction, is gaining traction...

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12 Ways Instant Payments Delivers Value Across the Financial Ecosystem
12 Ways Instant Payments Delivers Value Across the Financial Ecosystem
December 18, 2024  |  Money Mobility

Instant payments are rapidly becoming a preferred method for disbursements, revolutionizing how consumers, SMBs and enterprise senders manage their finances. And there is a consistent...

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