PYMNTS Study

Alt Credit Models and Platforms Improve Financial Inclusion for Credit Marginalized Consumers
Alt Credit Models and Platforms Improve Financial Inclusion for Credit Marginalized Consumers
April 27, 2023  |  Financial Inclusion

The traditional ways and means of scoring credit risk — and extending credit — are leaving significant swaths of consumers disenfranchised. Get the Full Story...

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Meet the Credit Insecure: 80M US Consumers Who Lack Reliable Credit Access
Meet the Credit Insecure: 80M US Consumers Who Lack Reliable Credit Access
April 27, 2023  |  Loans

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One in 10 Voice Users Order Coffee via the Technology
One in 10 Voice Users Order Coffee via the Technology
April 26, 2023  |  Voice Activation

As coffee shops look to drive convenience, PYMNTS data reveals voice commerce holds significant potential. Get the Full Story Complete the form to unlock this...

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As Fraud Rates Rise, Businesses’ Worst Threat May Be in Their Inboxes
As Fraud Rates Rise, Businesses’ Worst Threat May Be in Their Inboxes
April 26, 2023  |  Fraud Prevention

Despite the increasingly sophisticated weapons fraudsters have on hand to execute their scams, business email compromise (BEC) attacks remain one of their most effective ploys. The...

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Health and Fitness Companies Lose 11% of Revenues From Failed Payments
Health and Fitness Companies Lose 11% of Revenues From Failed Payments
April 26, 2023  |  Subscriptions

Subscription businesses reap the rewards of recurring payments — which translates into predictable cash flow. Get the Full Story Complete the form to unlock this...

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Alphabet, Microsoft Talk Up Generative AI for Voice as New Data Graphs Consumer Demand
Alphabet, Microsoft Talk Up Generative AI for Voice as New Data Graphs Consumer Demand
April 26, 2023  |  artificial intelligence

Speaking of generative AI — as everyone seems to be doing now — voice applications of this powerful technology are already transforming business, and consumer demand for...

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Millennials, Gen Z Use Mobile Banking 5x More Than Their Parents
Millennials, Gen Z Use Mobile Banking 5x More Than Their Parents
April 26, 2023  |  Security & Fraud

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Mobile and PC Users Use Different Payments Methods When Buying Groceries Online
Mobile and PC Users Use Different Payments Methods When Buying Groceries Online
April 25, 2023  |  Mobile Payments

Online grocery shoppers’ payment preferences differ considerably depending on their preferred device, PYMNTS research reveals. Get the Full Story Complete the form to unlock this...

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Millennials Willing to Pay For Smart, Conversational Voice Assistant
Millennials Willing to Pay For Smart, Conversational Voice Assistant
April 25, 2023  |  Mobile Commerce

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