PYMNTS Study

Real-Time Payments Adoption: Separating Fact From Fiction at Midmarket Companies
Real-Time Payments Adoption: Separating Fact From Fiction at Midmarket Companies
August 09, 2022  |  Faster Payments

Middle-market companies (those with sales from $20 million to $1 billion) have been relatively slow to adopt real-time payment (RTP) technologies, even though they recognize...

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SMBs Find Single AP/AR Vendor Payment Network Improves Cash Flow
SMBs Find Single AP/AR Vendor Payment Network Improves Cash Flow
August 09, 2022  |  Accounts Payable

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Nearly Two-Thirds of Consumers Are Uncertain About Their Ability to Afford Food
Nearly Two-Thirds of Consumers Are Uncertain About Their Ability to Afford Food
August 08, 2022  |  Consumer Finance

As food costs rise and the economy heads for a recession, many consumers are becoming anxious about whether they will be able to keep food...

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90% of Small Businesses Still Plagued by B2B Paperwork
90% of Small Businesses Still Plagued by B2B Paperwork
August 08, 2022  |  B2B Payments

An overwhelming number of small and medium-sized businesses (SMBs) still have much work to do on the march to digitization, according to “AP Automation Tracker,”...

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76% of Merchants Prefer to Manage Chargeback Disputes With Third-Party Tools
76% of Merchants Prefer to Manage Chargeback Disputes With Third-Party Tools
August 08, 2022  |  Security & Fraud

An unwelcome side effect of the eCommerce and digital payments boom is the burden of chargebacks and disputes, and more merchants and brands are finding...

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The Data Point: 56% of Paycheck-to-Paycheck Consumers Cancel Doctor Visits Over Cost
The Data Point: 56% of Paycheck-to-Paycheck Consumers Cancel Doctor Visits Over Cost
August 08, 2022  |  Consumer Finance

As inflation cuts into every aspect of affordability, consumers are not just cutting back on nonessentials, they’re also canceling medical appointments due to cost concerns....

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53% of Consumers Say They Are Financially Worse Off Than Last Year
53% of Consumers Say They Are Financially Worse Off Than Last Year
August 05, 2022  |  Connected Economy

Inflation runs rampant, at levels not seen in decades.   Earnings reports continue to roll in, complete with cautious management commentary: Though consumers are still spending,...

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One in Four Fast Food Customers Seek Deals When Deciding Between Brands
One in Four Fast Food Customers Seek Deals When Deciding Between Brands
August 05, 2022  |  QSR & Mobile

As fast-food brands compete for their customers’ loyalty, limited-time offers (LTOs) and other promotions can go a long way. Get the Full Story Complete the...

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NEW REPORT: Ukraine Banker Says Fast Digital Payments Critical in Times of Crisis
NEW REPORT: Ukraine Banker Says Fast Digital Payments Critical in Times of Crisis
August 05, 2022  |  Commerce

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