PYMNTS Study

Paycheck-to-Paycheck Consumers More Than Twice as Likely to Use BNPL
Paycheck-to-Paycheck Consumers More Than Twice as Likely to Use BNPL
August 02, 2024  |  Buy Now Pay Later

As shoppers look for financial tools to help them manage their budgets, those who are struggling to make ends meet are more likely to adopt...

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Rewards Drive Mobile Wallet Use for One-Third of eCommerce Shoppers
Rewards Drive Mobile Wallet Use for One-Third of eCommerce Shoppers
August 01, 2024  |  Loyalty & Rewards

Rewards are a stronger draw for digital wallet users shopping via digital channels than those making purchases in person. Get the Full Story Complete the...

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New Data: Germany’s Baby Boomers Flip the Script on Digital Wallet Usage
New Data: Germany’s Baby Boomers Flip the Script on Digital Wallet Usage
August 01, 2024  |  Digital Payments

Consumers in Germany are embracing their digital wallets for payments. Nearly half (47%) use them for online shopping for example. Surprisingly, baby boomers and seniors...

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Mass Merchants Capture Two-Thirds of eCommerce Purchases
Mass Merchants Capture Two-Thirds of eCommerce Purchases
July 31, 2024  |  Retail

Consumers are choosing different kinds of sellers when they shop online compared to in stores, with mass merchants winning out in eCommerce while grocers lead...

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Instant Payments Book a Long Stay With Independent Hotels
Instant Payments Book a Long Stay With Independent Hotels
July 26, 2024  |  Real-Time Payments

Instant payments have become a mainstay for small to mid-sized businesses (SMBs) in the hospitality sector. Get the Full Story Complete the form to unlock...

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New Data: Insurance Industry Adopts Instant Payments Amid Rising Consumer Demand
New Data: Insurance Industry Adopts Instant Payments Amid Rising Consumer Demand
July 25, 2024  |  Money Mobility

Receiving insurance disbursements in a timely fashion can be crucial. This is especially true if the expense was unexpected and for a sizeable amount. Get...

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Embedded Lending Finds Traction With Consumers and SMBs
Embedded Lending Finds Traction With Consumers and SMBs
July 25, 2024  |  SMBs

Embedded lending promises users convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. Get the Full Story Complete the...

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New Data: Gen Z Leads the Way as Digital Wallets Surge in the UK
New Data: Gen Z Leads the Way as Digital Wallets Surge in the UK
July 24, 2024  |  Digital Payments

Digital wallets are becoming popular among consumers in the United Kingdom. In fact, nearly half (44%) of consumers in the country expect to continue using...

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Study Finds Treasurer Role Misunderstood by 53% of C-Suite Peers
Study Finds Treasurer Role Misunderstood by 53% of C-Suite Peers
July 24, 2024  |  Business

Treasurers should be on the front lines of keeping their company financially healthy. But how many are in an organization that allows for that? Get...

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