PYMNTS Study

Gen Z and Millennial Consumers Engage Digitally With Restaurants Most Days
Gen Z and Millennial Consumers Engage Digitally With Restaurants Most Days
July 09, 2024  |  ResTech

For Generation Z and millennial consumers, interacting digitally with restaurants has become the norm rather than the exception. Get the Full Story Complete the form...

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New Data: Instant Loan Payouts Rise Thanks to Growing Lender Adoption
New Data: Instant Loan Payouts Rise Thanks to Growing Lender Adoption
July 09, 2024  |  News

Borrowing connects consumers with funds they need to pay for major expenses or to manage debt. As a result, the timely receipt of these funds...

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High-Income Consumers Shop Online 40% More Than Low-Income
High-Income Consumers Shop Online 40% More Than Low-Income
July 08, 2024  |  eCommerce

When it comes to retail’s digital transformation, consumers with cash to burn are leading the charge. Get the Full Story Complete the form to unlock...

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Do US Consumers Underestimate the Potential Of Digital Wallets?
Do US Consumers Underestimate the Potential Of Digital Wallets?
July 08, 2024  |  Digital Payments

In the United States, digital wallets can be anywhere a smartphone is. In other words, everywhere. Many U.S. consumers are embracing digital wallets, particularly for...

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New Report: Who Is the Credit Card Outsider? … And How Do They Get Access?
New Report: Who Is the Credit Card Outsider? … And How Do They Get Access?
July 01, 2024  |  Credit Cards

The ability to access credit is a necessity in today’s economy. However, 16% of U.S. consumers find themselves without a credit card. Lack of credit...

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Data: Consumers Are Using Digital Wallets for More Than Payments — Here’s How
Data: Consumers Are Using Digital Wallets for More Than Payments — Here’s How
June 27, 2024  |  Mobile Wallets

Consumers’ use of digital wallets is evolving beyond just making purchases, and younger generations are showing the way forward. Get the Full Story Complete the...

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Consumers Engage Digitally With Restaurants 34% More Than Grocers
Consumers Engage Digitally With Restaurants 34% More Than Grocers
June 26, 2024  |  Consumer Insights

As consumers turn to digital platforms to meet their food needs, their eCommerce adoption of restaurants is greater than for grocery. Get the Full Story...

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Consumers Are Tired of Merchant Surcharges and Tipflation
Consumers Are Tired of Merchant Surcharges and Tipflation
June 26, 2024  |  Economy

Merchant steering, which is a practice where retailers offer discounts to consumers if they use certain payment methods, could be getting eclipsed by surcharges and...

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Retailers See 78% Boost From Low-Income Shoppers’ Use of Credit
Retailers See 78% Boost From Low-Income Shoppers’ Use of Credit
June 24, 2024  |  Retail

As financially unstable consumers seek ways to afford to shop, credit is enabling them to make higher-value purchases, and retailers are seeing the benefit. Get...

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