PYMNTS Study

60% of US Shoppers Used Split-Payment Options in the Past Year
60% of US Shoppers Used Split-Payment Options in the Past Year
March 19, 2024  |  Buy Now Pay Later

Split-payment or installment plans such as buy now, pay later (BNPL) enable consumers to spread the costs of purchases over multiple installments. Get the Full...

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Report: An Uncertain Economy Weighs on Embedded Finance Innovation for Marketplaces
Report: An Uncertain Economy Weighs on Embedded Finance Innovation for Marketplaces
March 15, 2024  |  Payments Innovation

Logistics and wholesale trade businesses exhibit robust demand for embedded finance innovations. For example, most payment facilitators (PayFacs), independent software vendors (ISVs) and marketplaces are...

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PSCU/Co-op Solutions Study Adds New Urgency to Credit Union Innovation
PSCU/Co-op Solutions Study Adds New Urgency to Credit Union Innovation
March 11, 2024  |  Credit Unions

Credit union (CU) members value the classic benefits associated with CUs, such as lower fees and more access to loan products. Still, PYMNTS Intelligence finds...

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Retailers Win in Online Grocery
Retailers Win in Online Grocery
March 08, 2024  |  Retail

When consumers buy groceries online, they place their trust in retailers, not marketplaces. Get the Full Story Complete the form to unlock this article and...

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Voice Commerce Has a Long Way to Go in Retail
Voice Commerce Has a Long Way to Go in Retail
March 07, 2024  |  Voice Activation

Despite advancements in voice commerce, the technology still faces challenges driving penetration in the retail sector. Get the Full Story Complete the form to unlock...

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Will Credit Access Get Caught in CFPB Late Fee Cap Crossfire?
Will Credit Access Get Caught in CFPB Late Fee Cap Crossfire?
March 07, 2024  |  Credit Cards

The Consumer Financial Protection Bureau finalized a rule this week slashing what it labeled “excessive credit card late fees,” reducing the penalty card issuers can charge from the typical...

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Credit Unions’ Product Innovations Pay off With New Members
Credit Unions’ Product Innovations Pay off With New Members
March 06, 2024  |  Credit Unions

An increasing number of former bank customers are transitioning away from those institutions in favor of becoming credit union members. Get the Full Story Complete...

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New Data: Security Concerns Overshadow Convenience in ‘Everyday App’ Debate
New Data: Security Concerns Overshadow Convenience in ‘Everyday App’ Debate
March 06, 2024  |  Security & Fraud

More consumers than ever now rely on mobile apps to manage their daily chores. Get the Full Story Complete the form to unlock this article...

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Macy’s and Zara’s Moves Show Value of Click-and-Mortar™ Shoppers 
Macy’s and Zara’s Moves Show Value of Click-and-Mortar™ Shoppers 
March 05, 2024  |  Retail

Two reports from opposite sides of the globe confirmed that in-store and online shopping are intertwined at their best, and retailers need to offer seamless...

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