PYMNTS Study

85% of Consumers Without Paycheck Pressures Choose Credit Cards for Their Security Features
85% of Consumers Without Paycheck Pressures Choose Credit Cards for Their Security Features
February 20, 2024  |  Credit Cards

About 62% of consumers in the United States live paycheck to paycheck, often face difficulties paying their monthly bills, and rely on credit cards to...

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Consumers’ Retail Inflation Expectations Are Beginning to Ease
Consumers’ Retail Inflation Expectations Are Beginning to Ease
February 16, 2024  |  Consumer Insights

As consumers look ahead to the rest of the year, many are not as concerned about retail inflation as they once were. Get the Full...

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Fed Data Reinforces BNPL’s Appeal for Consumers Across the Income Spectrum
Fed Data Reinforces BNPL’s Appeal for Consumers Across the Income Spectrum
February 16, 2024  |  Buy Now Pay Later

Back in June, PYMNTS Intelligence crystallized the fact that buy now, pay later (BNPL) payment options were gaining notice and demand from a wide swath...

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Four in 10 Consumers Demand Greater Data Protection
Four in 10 Consumers Demand Greater Data Protection
February 15, 2024  |  Security & Fraud

Properly securing consumer data could be key to maintaining the loyalty of eCommerce merchants’ most engaged customers, according to PYMNTS Intelligence. Get the Full Story...

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Consumers Increasingly Trade Down to Less Expensive Retailers
Consumers Increasingly Trade Down to Less Expensive Retailers
February 14, 2024  |  Consumer Insights

While many of consumers’ cost-conscious behaviors in response to inflation are easing slightly, retail shoppers are increasingly switching to lower-cost stores. Get the Full Story...

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Why Are Merchants and Acquirers So Confused About BNPL and Installment Payment Plans?
Why Are Merchants and Acquirers So Confused About BNPL and Installment Payment Plans?
February 14, 2024  |  Consumer Payments

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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1 in 3 Subscription Merchants Offers Social Media Sign-Ups 
1 in 3 Subscription Merchants Offers Social Media Sign-Ups 
February 13, 2024  |  Subscriptions

As consumers increasingly turn to social media to meet more of their day-to-day needs, a small but significant share of subscription merchants is leveraging these...

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Convenience-Seeking Consumers Demand eGrocery Options From an Everyday App
Convenience-Seeking Consumers Demand eGrocery Options From an Everyday App
February 09, 2024  |  Mobile Applications

As convenience-oriented consumers look for a single, unified app to manage their daily tasks, they want their everyday apps to include online grocery shopping options...

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Fed’s Data Hints at Slowing Embrace of Revolving Debt
Fed’s Data Hints at Slowing Embrace of Revolving Debt
February 09, 2024  |  Economy

Is there a literal slowdown in the cards? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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