PYMNTS Study

Two-Thirds of Shoppers Used Card-Linked Offers to Make Holiday Purchases
Two-Thirds of Shoppers Used Card-Linked Offers to Make Holiday Purchases
January 10, 2024  |  Loyalty & Rewards

The 2023 holiday shopping season provided little reprieve from rising prices, and United States consumers sought ways to manage spending. This made card-linked offers especially...

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Women Likelier Than Men to Cut Back on Grocery Spending
Women Likelier Than Men to Cut Back on Grocery Spending
January 09, 2024  |  Consumer Insights

As consumers continue to see economic pressures eat away at their purchasing power, PYMNTS Intelligence indicated women are more likely than men to cut back...

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Only 5% of Mid-Sized Firms Have Fully Automated Accounts Payable, Receivable
Only 5% of Mid-Sized Firms Have Fully Automated Accounts Payable, Receivable
January 09, 2024  |  B2B Payments

Accounts payable (AP) and accounts receivable (AR) are two of the areas that typically entail more processing time and involvement of the workforce. Get the...

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Seniors’ Possible Purchasing Power Erosion May Lead to Less Splurging in 2024
Seniors’ Possible Purchasing Power Erosion May Lead to Less Splurging in 2024
January 09, 2024  |  Consumer Insights

Older consumers were able to maintain their purchasing power last year, mainly helped by an 8.7% jump in Social Security benefits that exceeded inflation. Get...

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94% of Consumers Who Use Overdrafts for $400-Plus Expenses Face  Financial Hardships
94% of Consumers Who Use Overdrafts for $400-Plus Expenses Face Financial Hardships
January 09, 2024  |  Consumer Insights

In challenging economic times, accessing credit is vital for many individuals, particularly those living paycheck to paycheck. Get the Full Story Complete the form to...

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Top Subscription Merchants Know the Value of Social Media
Top Subscription Merchants Know the Value of Social Media
January 08, 2024  |  Subscriptions

The most successful retail subscription companies see the value of tapping into social media apps’ wide audiences, while underperformers tend to abstain from these platforms....

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The Right Personalized Offers Double the Chance to Attract New Customers
The Right Personalized Offers Double the Chance to Attract New Customers
January 08, 2024  |  Consumer Insights

The trend of personalized offers and contextualized consumer experiences has emerged as a differentiating competitive factor across industries, from retail to media or travel experiences....

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Installment Plans Help Acquirers Boost Reputation and Merchant Satisfaction
Installment Plans Help Acquirers Boost Reputation and Merchant Satisfaction
January 08, 2024  |  Credit Cards

When a consumer is offered an installment or split-pay plan at the end of the checkout or any point of the shopping journey, the oft-assumed...

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Data Shows Bitcoin ETFs Might Not Make Crypto as Popular as Enthusiasts Expect
Data Shows Bitcoin ETFs Might Not Make Crypto as Popular as Enthusiasts Expect
January 05, 2024  |  Cryptocurrency

The investment world seems to be holding its collective breath, waiting for the Securities and Exchange Commission to approve a bitcoin exchange-traded fund (ETF). Get...

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