PYMNTS Study

6 in 10 Subscription Merchants Drive Conversion With ‘Buy Buttons’
6 in 10 Subscription Merchants Drive Conversion With ‘Buy Buttons’
December 22, 2023  |  Subscriptions

As subscription merchants look to reduce transaction friction to increase conversion, the majority now offer “buy buttons.” Get the Full Story Complete the form to...

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BNPL and Digital Wallets High Priority for PayFacs and Marketplaces
BNPL and Digital Wallets High Priority for PayFacs and Marketplaces
December 22, 2023  |  Retail

Embedded payments can open the door to monetizing new revenue streams, deepening customer engagement and growing new lines of business. However, retail marketplaces, payment facilitators...

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Refund Features Keep Subscription Shoppers From Canceling
Refund Features Keep Subscription Shoppers From Canceling
December 22, 2023  |  Subscription Commerce

Understanding subscriber preferences is the lifeblood of subscription commerce — even more so in a digital economy. Subscription businesses that ignore this do so at...

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Instant Payments Comprise Almost Half of Employee Reimbursements
Instant Payments Comprise Almost Half of Employee Reimbursements
December 21, 2023  |  Travel Payments

Business travel has been coming back since the pandemic was over. More and more executives are visiting clients, prospect clients or colleagues worldwide. But if...

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New Study Finds Acquirer Confusion Clouds Installment Plan Landscape
New Study Finds Acquirer Confusion Clouds Installment Plan Landscape
December 21, 2023  |  BNPL

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eCommerce Fuels 2024 Optimism for Main Street Small Businesses
eCommerce Fuels 2024 Optimism for Main Street Small Businesses
December 20, 2023  |  SMBs

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Credit-Marginalized Consumers Turn to High-Interest Credit to Cover Emergency Expenses
Credit-Marginalized Consumers Turn to High-Interest Credit to Cover Emergency Expenses
December 20, 2023  |  Consumer Finance

Emergency expenses are a reality all consumers eventually face — and when economic headwinds and factors like rising prices enter the equation, these unexpected expenses...

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High-Income Consumers Tap Pay-by-Bank Payments for Subscription Bills
High-Income Consumers Tap Pay-by-Bank Payments for Subscription Bills
December 19, 2023  |  Subscriptions

Account-to-account (A2A) payments are catching on for subscriptions, especially among high-income consumers. Get the Full Story Complete the form to unlock this article and enjoy...

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US Consumers Pick National Banks Most for Their Primary Credit Cards
US Consumers Pick National Banks Most for Their Primary Credit Cards
December 19, 2023  |  Credit Cards

In the United States, the average consumer has four credit cards, and the total credit card debt is nearly $1.1 trillion, according to data from...

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