PYMNTS Study

Holiday Shoppers May Pull Back Spending Despite Strong Black Friday
Holiday Shoppers May Pull Back Spending Despite Strong Black Friday
December 06, 2023  |  Consumer Insights

Before the start of the holiday shopping season, market research data suggested there would be generalized cost cutting across all spending categories and demographic groups....

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1 in 3 Restaurant Customers Want Card-Linked Rewards
1 in 3 Restaurant Customers Want Card-Linked Rewards
December 06, 2023  |  Consumer Insights

As restaurants and aggregators alike look to drive adoption, PYMNTS Intelligence suggests that card-linked offers can go a long way. Get the Full Story Complete...

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Suburban Consumers Trail City Dwellers in BNPL Usage
Suburban Consumers Trail City Dwellers in BNPL Usage
December 06, 2023  |  Buy Now Pay Later

Suburban consumers have a weaker perception of financial stability than those in urban communities, making them an interesting target group for certain credit products with...

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Nearly 1 in 5 Big Revolving Credit Users May Choose a Credit Union for Next Card
Nearly 1 in 5 Big Revolving Credit Users May Choose a Credit Union for Next...
December 06, 2023  |  Credit Cards

National banks dominate the U.S. consumer credit card industry, with a strong position that is unlikely to be challenged anytime soon. Get the Full Story...

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FIs Depend on AI/ML Partners to Fight Next-Gen Fraudsters
FIs Depend on AI/ML Partners to Fight Next-Gen Fraudsters
December 06, 2023  |  Fraud Prevention

PYMNTS Intelligence recently found that more than 40% of financial institutions (FIs) see increasing fraud and financial crime. This advancing wave likely poses a significant...

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Nearly 1 in 5 Social Media Shoppers Used PayPal for Their Most Recent In-App Purchase
Nearly 1 in 5 Social Media Shoppers Used PayPal for Their Most Recent In-App Purchase
December 06, 2023  |  Social Commerce

Social media platforms like Facebook, Instagram and TikTok have revolutionized the way consumers shop and interact with brands, with each channel meeting different consumer interests...

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Credit Card Usage 20% Higher Among Indulgent Shoppers
Credit Card Usage 20% Higher Among Indulgent Shoppers
December 05, 2023  |  Consumer Finance

As people build up their savings, they tend to loosen the reins on their spending habits. In fact, it appears that a higher savings balance...

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Consumers Avoid QR Code Menus at Independent Restaurants
Consumers Avoid QR Code Menus at Independent Restaurants
December 05, 2023  |  Restaurant innovation

When it comes to QR code menus, consumers are rarely huge fans, and this dislike is more pronounced at independent restaurants. Get the Full Story...

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Millennials Lead in Reimbursements Received as Instant Business Expense Payouts Surge
Millennials Lead in Reimbursements Received as Instant Business Expense Payouts Surge
December 05, 2023  |  Faster Payments

With the advent of digital payments, instant reimbursements have gained popularity, providing employees with convenience and quick access to funds. Get the Full Story Complete...

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