PYMNTS Study

25% of Consumers Want Quick Access to Credit Funds
25% of Consumers Want Quick Access to Credit Funds
November 29, 2023  |  Banking

In addition to interest rates and terms, many consumers value the speed with which money becomes available after they apply for a credit product. Get...

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As D2C Brands Seek Retail Boost, Madhappy Takes DIY Approach for Customer Immersion
As D2C Brands Seek Retail Boost, Madhappy Takes DIY Approach for Customer Immersion
November 29, 2023  |  Retail

Several direct-to-consumer (D2C) brands, such as apparel brand Madhappy, are taking a detour from the original playbook and stepping into the retail arena to weave...

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42% of Consumers With Retail Subscriptions Shop Less Often at Physical Stores
42% of Consumers With Retail Subscriptions Shop Less Often at Physical Stores
November 29, 2023  |  Subscription Commerce

Retail subscriptions represent a key growth segment for online merchants. Not only do 4 in 10 millennials satisfy most or all their shopping needs via...

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Banks Harness AI as Weapon Against Rising Tide of Tech-Fueled Fraud
Banks Harness AI as Weapon Against Rising Tide of Tech-Fueled Fraud
November 28, 2023  |  Artificial Intelligence

For banks, artificial intelligence is both foe and friend in the eternal battle against fraud. Get the Full Story Complete the form to unlock this...

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58% of Consumers Consider Convenience When Applying for Credit Products
58% of Consumers Consider Convenience When Applying for Credit Products
November 28, 2023  |  Consumer Insights

Consumers face a multitude of choices when it comes to credit products, and their decision-making process is influenced by several key factors — their assessments...

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Black Friday Sees Spending Surge Despite Inflation
Black Friday Sees Spending Surge Despite Inflation
November 28, 2023  |  Consumer Insights

Despite inflationary pressures and all the voices warning that this year’s Black Friday was going to be one of restraint, nearly 8.6% more consumers say...

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Consumers Show Improved Confidence in November but Fear Recession
Consumers Show Improved Confidence in November but Fear Recession
November 28, 2023  |  Consumer Insights

The latest data from The Conference Board showed that consumer confidence rebounded a bit in November. Get the Full Story Complete the form to unlock...

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Multitasking in the Voice Economy Is Being Reshaped by Gen AI
Multitasking in the Voice Economy Is Being Reshaped by Gen AI
November 28, 2023  |  Artificial Intelligence

It has become commonplace to say that generative artificial intelligence will upend, well, everything. Get the Full Story Complete the form to unlock this article...

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Big Firms Automate Regular Payments, Small Firms Large Payments
Big Firms Automate Regular Payments, Small Firms Large Payments
November 28, 2023  |  Accounts Payable

The digitalization trend that followed the pandemic has accelerated the automation journey for nearly one-third of mid-sized firms. Get the Full Story Complete the form...

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