PYMNTS Study

What We Know About the Paycheck-to-Paycheck Consumer Three Years Post-Pandemic
What We Know About the Paycheck-to-Paycheck Consumer Three Years Post-Pandemic
September 28, 2023  |  Consumer Finance

Across the span of more than two dozen reports since the darkest days of the pandemic more than three years ago — and with eight...

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45% of Consumers Used Credit Card Installment Plans In Past Year
45% of Consumers Used Credit Card Installment Plans In Past Year
September 28, 2023  |  Consumer Payments

Installment plans have become an increasingly important payment method that many shoppers prefer. Across age groups and income brackets, 60% of consumers use installment plans...

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Holiday Season Will Put Pressure on Consumers’ Grocery Budgets
Holiday Season Will Put Pressure on Consumers’ Grocery Budgets
September 27, 2023  |  Economy

During seasons of high spending, such as over the holidays, many consumers are forced to cut back on basic needs such as food and beverages,...

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Trade-Offs and Trade-Downs May Be Keys to Getting the Holiday Shopping Done
Trade-Offs and Trade-Downs May Be Keys to Getting the Holiday Shopping Done
September 27, 2023  |  Consumer Finance

With October just about to dawn, many stores are already prodding consumers to think about the holiday shopping season, where December looms as a make-or-break...

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1 in 4 CFOs Say AP Automation Reduces Payment Delays in Shipping
1 in 4 CFOs Say AP Automation Reduces Payment Delays in Shipping
September 27, 2023  |  Accounts Payable

Automation can improve efficiency, speed and accuracy in accounts receivable (AR), reducing days sales outstanding (DSO) and expediting payments. It also streamlines complex, error-prone accounts...

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Holiday Season Creates Financial Stress for Two-Thirds of US Consumers
Holiday Season Creates Financial Stress for Two-Thirds of US Consumers
September 27, 2023  |  Consumer Finance

Living paycheck to paycheck continues to be the predominant financial lifestyle in the United States, even as inflation has slowed. As of August 2023, 60%...

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27% of Consumers Skip Restaurant Purchases Altogether
27% of Consumers Skip Restaurant Purchases Altogether
September 26, 2023  |  Consumer Insights

As restaurants look to drive traffic amid menu price inflation, more than 1 in 4 consumers are not making restaurant purchases at all, PYMNTS Intelligence...

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Consumer Confidence Data Points to Worries Over Income and Possible Recession
Consumer Confidence Data Points to Worries Over Income and Possible Recession
September 26, 2023  |  Consumer Insights

Consumers are less than sanguine about their near-term income prospects. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Gen X Turns to BNPL as Student Loan Repayment Trims Discretionary Spend
Gen X Turns to BNPL as Student Loan Repayment Trims Discretionary Spend
September 26, 2023  |  Buy Now Pay Later

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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