PYMNTS Study

73% of Card Users Say They Prefer Cards with Linked Offers — But Just 41% Used Them
73% of Card Users Say They Prefer Cards with Linked Offers — But Just 41%...
September 15, 2023  |  Loyalty & Rewards

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Nearly Half of Consumers Say Student Loan Repayments Will Hurt Their Ability to Save
Nearly Half of Consumers Say Student Loan Repayments Will Hurt Their Ability to Save
September 15, 2023  |  Loans

The freeze on federal student loan payments since March 2020 has allowed millions of individuals to allocate their money toward other needs. Get the Full...

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Walmart Predicts Shift Away From Grocery as Food Inflation Slows
Walmart Predicts Shift Away From Grocery as Food Inflation Slows
September 14, 2023  |  Walmart

As food-at-home inflation eases, Walmart, the world’s largest grocer, predicts that consumer spending is going to shift away from the category toward general merchandise. Get...

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Nearly 30% of High Earners Cite Nonessential Spending as Reason for Paycheck-to-Paycheck Lifestyle
Nearly 30% of High Earners Cite Nonessential Spending as Reason for Paycheck-to-Paycheck Lifestyle
September 14, 2023  |  Consumer Finance

Living paycheck to paycheck is a harsh reality for millions of individuals in the U.S., and nonessential spending plays a key role in adding to...

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Europeans’ Need for Secure Everyday Apps Underscores High Value Placed on Data Privacy
Europeans’ Need for Secure Everyday Apps Underscores High Value Placed on Data Privacy
September 13, 2023  |  Mobile Applications

In today’s digital age, making daily life easier and more productive is the order of the day. That desire for convenience has seen consumers around...

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Nearly 70% of Consumers Prioritize Trust Over Convenience When Choosing a Bank
Nearly 70% of Consumers Prioritize Trust Over Convenience When Choosing a Bank
September 13, 2023  |  Banking

In the retail banking industry, convenience and trust are two pivotal elements that significantly influence customer satisfaction and the acquisition of new customers. Get the...

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14% of Consumers Exclusively Purchase Groceries Online
14% of Consumers Exclusively Purchase Groceries Online
September 12, 2023  |  eCommerce

A small but significant share of consumers steer clear of grocers’ physical stores completely, turning to their smart devices to purchase the foods and beverages...

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Large National Banks Hold the Advantage When Main Street SMBs Shop for Credit
Large National Banks Hold the Advantage When Main Street SMBs Shop for Credit
September 08, 2023  |  SMBs

Access to business financing is crucial for Main Street small and medium-sized businesses (SMBs). But while a significant share of these small businesses across all...

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Overdrafts and the US Consumer: A 2023 Report
Overdrafts and the US Consumer: A 2023 Report
September 08, 2023  |  Consumer Finance

Current economic and financial conditions force consumers to tap overdrafts across income levels and credit personas. One in 5 consumers experienced overdrafts or declined transactions...

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