PYMNTS Study

Nearly Half of US Retailers Adopt Omnichannel Customer Data Innovations to Improve Operations
Nearly Half of US Retailers Adopt Omnichannel Customer Data Innovations to Improve Operations
August 31, 2023  |  Retail

In today’s competitive retail landscape, understanding and leveraging customer data have become paramount for retailers. In fact, recognizing the value of omnichannel customer data and...

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Retail Earnings Reports Signal Shopper Hesitancy Going Into Holiday Shopping Season
Retail Earnings Reports Signal Shopper Hesitancy Going Into Holiday Shopping Season
August 31, 2023  |  Economy

Merchants focused on nonessentials are restrategizing as shoppers predict a long way until inflation’s end. Get the Full Story Complete the form to unlock this...

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Streaming as an Indulgence Sees Spend Across Financial Lifestyles
Streaming as an Indulgence Sees Spend Across Financial Lifestyles
August 31, 2023  |  Streaming

Despite budgetary constraints, extra spend in certain discretionary categories may go a long way for the consumer mindset. Get the Full Story Complete the form...

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95 Million Consumers Say They Want One Digital Place to Bank and Shop
95 Million Consumers Say They Want One Digital Place to Bank and Shop
August 31, 2023  |  financial apps

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Even Amid Budgetary Pressures, Grocery Shoppers Splurge on Treats
Even Amid Budgetary Pressures, Grocery Shoppers Splurge on Treats
August 30, 2023  |  Consumer Insights

Inflation may be impacting how consumers shop for groceries, but the vast majority continue to carve out room in their budgets for nice-to-have foods and...

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Budgets May Be Tight but Two-Thirds of Paycheck-to-Paycheck Consumers Continue to Splurge
Budgets May Be Tight but Two-Thirds of Paycheck-to-Paycheck Consumers Continue to Splurge
August 30, 2023  |  Consumer Finance

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Inflation Increased Credit Card Spending for More Than Half of High-Spending Consumers
Inflation Increased Credit Card Spending for More Than Half of High-Spending Consumers
August 29, 2023  |  Personal Finance

Nearly 200 million in the United States hold at least one bank-issued credit card — a financial tool which has come in handy as inflation...

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FinTechs Throw Lifeline to Subprime-Borrowing Consumers
FinTechs Throw Lifeline to Subprime-Borrowing Consumers
August 28, 2023  |  Loans

Consumers with low credit scores may find assistance in their uphill battle toward greater financial security. Get the Full Story Complete the form to unlock...

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Amazon Private Label Pullback May Not Be What It Seems
Amazon Private Label Pullback May Not Be What It Seems
August 28, 2023  |  Retail

As inflation ebbs, shoppers continue to trade down while cautiously increasing their spending. Get the Full Story Complete the form to unlock this article and...

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