PYMNTS Study

31% More Consumers Are Using Smart Home Tech to Enhance Security
31% More Consumers Are Using Smart Home Tech to Enhance Security
August 28, 2023  |  Technology

The use of digital has boomed in recent years as more consumers embrace the ease and convenience they offer in their day-to-day lives.  Get the...

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Paycheck-to-Paycheck Pressures Remain as Fed Signals Higher Rates, Consumer Sentiment Slips
Paycheck-to-Paycheck Pressures Remain as Fed Signals Higher Rates, Consumer Sentiment Slips
August 25, 2023  |  Personal Finance

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Two-Thirds of Households With Children Live Paycheck to Paycheck
Two-Thirds of Households With Children Live Paycheck to Paycheck
August 25, 2023  |  Economy

Essential expenses for working caregivers can consume more than one-third of young families’ budgets. Get the Full Story Complete the form to unlock this article...

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Widening Embrace of BNPL Underpins Resilience in Discretionary Spending 
Widening Embrace of BNPL Underpins Resilience in Discretionary Spending 
August 25, 2023  |  BNPL

The ability to pay over time is underpinning discretionary spending resilience. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Gen Z Carries One Credit Card and Uses It More Than Other Payment Methods
Gen Z Carries One Credit Card and Uses It More Than Other Payment Methods
August 25, 2023  |  Credit Cards

It’s not how many cards consumers have, but how often purchases are put on plastic. Get the Full Story Complete the form to unlock this...

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Most US Consumers Don’t Know How to Improve Their Credit Score
Most US Consumers Don’t Know How to Improve Their Credit Score
August 25, 2023  |  Personal Finance

In today’s U.S. financial landscape, having a good three-digit credit score can be a critical factor in determining not only whether you are approved or...

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IHOP Taps AI as Restaurants Race to Personalize Recommendations
IHOP Taps AI as Restaurants Race to Personalize Recommendations
August 24, 2023  |  Restaurant innovation

IHOP will become the first restaurant to leverage Google Cloud’s Recommendations AI for digital ordering, as across the industry, eateries compete to offer the most...

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Shein’s Forever 21 Returns Deal Spotlights Key Omnichannel Strategy
Shein’s Forever 21 Returns Deal Spotlights Key Omnichannel Strategy
August 24, 2023  |  Retail

The recent news that Shein and Forever 21 are linking up to cross-sell underscores the importance of returns as part of the commerce continuum. Get...

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Real Estate Sector Falls Behind in Real-Time Payments Adoption
Real Estate Sector Falls Behind in Real-Time Payments Adoption
August 24, 2023  |  Real Estate

In today’s digital era, it seems almost quaint that an industry as essential as real estate relies so heavily on paper checks, given current rates...

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