The Data Point

Millennials, Not Gen Z, Are Defining the Gen AI Era

Millennials, Not Gen Z, Are Defining the Gen AI Era
Millennials, Not Gen Z, Are Defining the Gen AI Era
September 12, 2025  |  Artificial Intelligence

As generative artificial intelligence (AI) reshapes how Americans work, shop and communicate, one generation isn’t just keeping pace, they’re pushing the frontier. Millennials, not the...

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One-Click Convenience Drives Australia’s Mobile Shopping
One-Click Convenience Drives Australia’s Mobile Shopping
September 11, 2025  |  Mobile

Australia, while a burgeoning mobile-first market, presents a paradox for financial institutions, FinTech innovators and payment providers. Get the Full Story Complete the form to...

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93% of Banks Say Instant Payments Boost Retention
93% of Banks Say Instant Payments Boost Retention
September 09, 2025  |  Real-Time Payments

Headlines swirl with urgency around real-time payments, but the reality is that most banks are still dragging their feet. While financial institutions (FIs) say instant...

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Scams Now Make Up 27% of US Banks’ Fraud Losses
Scams Now Make Up 27% of US Banks’ Fraud Losses
September 02, 2025  |  Cybersecurity

Fraudsters are borrowing from growth marketers’ playbooks. They’re segmenting, personalizing and timing their outreach to lure more victims in less time. Get the Full Story...

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Fraud Is 31x More Likely on Checks Than Real-Time Payments
Fraud Is 31x More Likely on Checks Than Real-Time Payments
August 29, 2025  |  Real-Time Payments

Banks say they fear fraud on real-time payment rails. The numbers say they shouldn’t. Get the Full Story Complete the form to unlock this article...

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52% of Hotel Guests Expect AI at Check-In
52% of Hotel Guests Expect AI at Check-In
August 26, 2025  |  Artificial Intelligence

It is telling that even at the start of the year, when airlines were still recovering from a holiday travel crush and hotels were bracing...

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84% of Shoppers Want One-Click Checkout
84% of Shoppers Want One-Click Checkout
August 25, 2025  |  eCommerce

In the rush to expand internationally, merchants may be overlooking a simple but potent tool: the one-click checkout. While digital wallets and real-time payments grab...

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97% of CFOs Trust Gen AI to Manage Risk
97% of CFOs Trust Gen AI to Manage Risk
August 22, 2025  |  Artificial Intelligence

Enterprise chief financial officials (CFOs) may be celebrating the transformative potential of generative artificial intelligence (gen AI), but beneath the optimism lies a quieter story:...

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