The Data Point

Digital Banks Fill Gaps in Small Business Working Capital Loans
Digital Banks Fill Gaps in Small Business Working Capital Loans
January 17, 2023  |  SMBs

As working capital from traditional lenders evaporates, SMBs are seeking fresh funds from digital channels. That’s according to PYMNTS and NCR’s report “Digital Banking Rises...

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SMBs Want Simplicity in Online Platforms for 2023
SMBs Want Simplicity in Online Platforms for 2023
January 12, 2023  |  B2B Payments

As SMBs start the new year, they’re looking for simplified payments technologies to grow. This is analyzed in the report Tapping The Payments Opportunity In SMB...

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Subscription Metrics and Recovery Tools Set Top Performers Apart
Subscription Metrics and Recovery Tools Set Top Performers Apart
January 11, 2023  |  Subscription Commerce

As a subscription business, performance is only as good as the metrics you measure. That’s a prime takeaway from “The State Of Subscription Business: Best...

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Digital Banking’s Wealth Building Capabilities Appeals to Younger Consumers
Digital Banking’s Wealth Building Capabilities Appeals to Younger Consumers
January 10, 2023  |  Digital-First Banking

Digital banking is delivering on promises of personalization and convenience, appealing strongly to younger consumers. In Personalization Beyond Traditional Banking To Build Financial Wealth, part...

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Technical Constraints and Fraud Costs Are Crimping FinTech Money Mobility
Technical Constraints and Fraud Costs Are Crimping FinTech Money Mobility
January 09, 2023  |  Security & Fraud

Money mobility ended 2022 as a serious problem for FinTechs and enters 2023 needing attention. The FinTech Fraud Ripple Effect, a PYMNTS and Ingo Money...

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55% of Consumers Using Stored Payment Info Interested in ‘Credential Vaults’
55% of Consumers Using Stored Payment Info Interested in ‘Credential Vaults’
January 06, 2023  |  Payment Methods

Stored payment credentials are often problematic, which is driving interest for all-in-one credentials vaults that solve common pain points. We explore this in “Payments And...

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Young Consumers 70% More Likely to Pay Doctors Digitally
Young Consumers 70% More Likely to Pay Doctors Digitally
January 04, 2023  |  Digital Payments

Looking back at the trends of 2022, digitization of healthcare achieved milestones in how consumers pay for medical treatments, with younger demographic groups taking the...

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How CBDCs Can Benefit From Banks’ Expertise
How CBDCs Can Benefit From Banks’ Expertise
January 03, 2023  |  CBDC

Public-private partnerships have yielded great things from railroads to universities, and now they stand to be a transformative force in the future of central bank...

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8 in 10 Firms Without Non-Payroll Spend Management Want It
8 in 10 Firms Without Non-Payroll Spend Management Want It
December 29, 2022  |  Spend Management

Non-payroll spend management software is useful in helping B2B Software-as-a-Service (SaaS) solutions providers install, track and control their spending. It is considered a critical growth...

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