The Data Point

Nearly 1 in 5 Consumers Apply for BNPL to Bypass Hard Checks That Hurt Credit Scores

Nearly 1 in 5 Consumers Apply for BNPL to Bypass Hard Checks That Hurt Credit Scores
Nearly 1 in 5 Consumers Apply for BNPL to Bypass Hard Checks That Hurt Credit...
December 04, 2023  |  BNPL

Buy now, pay later (BNPL) has emerged as a popular credit option, enabling consumers to make purchases immediately but pay for them in smaller installments...

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Cash Not King in India as More Than 50% of Shoppers Use Digital Wallets to Shop
Cash Not King in India as More Than 50% of Shoppers Use Digital Wallets to...
December 04, 2023  |  Mobile

India, traditionally reliant on cash, embarked on a digital payments journey 15 years ago. Get the Full Story Complete the form to unlock this article...

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Nearly 40% of Millennials Want More Visible Security Measures for Routine Transactions
Nearly 40% of Millennials Want More Visible Security Measures for Routine Transactions
December 01, 2023  |  Cybersecurity

In today’s digital age, security is a top concern for consumers, especially when it comes to financial transactions, regardless of their frequency — be it...

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Preferred Payment Methods and Rewards Among Most In-Demand Digital Shopping Features in UAE
Preferred Payment Methods and Rewards Among Most In-Demand Digital Shopping Features in UAE
November 23, 2023  |  eCommerce

Shoppers in the United Arab Emirates (UAE) have a strong inclination toward digital features in their shopping journeys. Get the Full Story Complete the form...

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40% of Firms See Security, Not Just Speed, as Real-Time Payments Plus
40% of Firms See Security, Not Just Speed, as Real-Time Payments Plus
November 22, 2023  |  Real-Time Payments

The demand for real-time payments is soaring, with The Clearing House’s RTP® network, the flagship real-time payment system in the United States, now serving 65%...

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Nearly 40% of FinTechs Offer Mobile Check Deposit but Only 12% of Consumers Use It
Nearly 40% of FinTechs Offer Mobile Check Deposit but Only 12% of Consumers Use It
November 21, 2023  |  Banking

FinTechs have emerged as disruptors in the financial industry, offering consumers a wide range of services.  Get the Full Story Complete the form to unlock...

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QSRs Add Voice AI, but Consumers Aren’t Biting
QSRs Add Voice AI, but Consumers Aren’t Biting
November 20, 2023  |  Today In Data

Quick-service restaurants (QSRs) are increasingly integrating voice artificial intelligence (AI) into the ordering process, but PYMNTS Intelligence shows most consumers believe it will be a...

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45% of Consumers Hardest Hit by Inflation Carry Revolving Credit Card Balances
45% of Consumers Hardest Hit by Inflation Carry Revolving Credit Card Balances
November 17, 2023  |  Consumer Finance

As the impact of rising prices on bill payments becomes more pronounced, U.S. consumers are increasingly relying on credit cards to manage their finances. Cardholders...

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