The Data Point

US In-Store Mobile Wallet Use Sees 4.3% Increase Since 2022
US In-Store Mobile Wallet Use Sees 4.3% Increase Since 2022
May 16, 2025  |  Mobile Wallets

While U.S. consumers are rapidly embracing mobile wallets for peer-to-peer payments, their adoption for in-store transactions still lags behind many international counterparts, highlighting a dichotomy...

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40% of Subprime Borrowers Have Applied for BNPL
40% of Subprime Borrowers Have Applied for BNPL
May 14, 2025  |  Buy Now Pay Later

Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances...

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Nearly 9 in 10 Job Posting Scams Impersonate Trusted Company Brands
Nearly 9 in 10 Job Posting Scams Impersonate Trusted Company Brands
May 12, 2025  |  Security & Fraud

In a financial landscape marked by sophisticated threats, a new report highlights how malicious actors are adopting highly personalized strategies, mirroring legitimate business practices, to...

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81% of High-Uncertainty Middle-Market Firms Delay Tech Initiatives
81% of High-Uncertainty Middle-Market Firms Delay Tech Initiatives
May 07, 2025  |  Cybersecurity

Cybersecurity risks are not merely a cost center for middle-market firms but represent a significant impediment to technological innovation, a challenge amplified dramatically for those...

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Two in Three Consumers Cut Back on Convenience Services Over Cost Concerns
Two in Three Consumers Cut Back on Convenience Services Over Cost Concerns
May 05, 2025  |  Consumer Insights

Amid persistent financial pressures impacting a majority of U.S. households, the decision to spend on time-saving convenience services is increasingly subject to a stringent financial...

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90% of Healthcare Execs Already See Positive ROI From GenAI Investments
90% of Healthcare Execs Already See Positive ROI From GenAI Investments
May 02, 2025  |  artificial intelligence

Healthcare firms are aggressively increasing their investments in generative artificial intelligence (GenAI), viewing it not merely as a technological upgrade but as a strategic imperative...

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