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Banking-as-a-Service FinTechs Tread New Regulatory Waters

Banking-as-a-Service FinTechs Tread New Regulatory Waters
Banking-as-a-Service FinTechs Tread New Regulatory Waters
August 16, 2022  |  Regulation

In a policy letter that read like part announcement and part warning, the Consumer Financial Protection Bureau (CFPB) put FinTechs on notice in April, with...

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Digital Beats Legacy in Sending Remittances to Remote, Rural Recipients
Digital Beats Legacy in Sending Remittances to Remote, Rural Recipients
August 16, 2022  |  Cross-border Payments

An essential part of migrant workers’ lives is sending money abroad to recipients who often depend on funds for critical expenses such as housing, food...

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The Data Point: Bundled Banking Beats Multiple Accounts and FIs for 57% of Consumers
The Data Point: Bundled Banking Beats Multiple Accounts and FIs for 57% of Consumers
August 15, 2022  |  Banking

Choice and optionality are wonderful, but in some cases, consumers prefer dealing with one financial institution (FI) for more of their needs in order to...

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Banks Must Bundle Up or Lose Customers Who Are Done With Piecemeal Services
Banks Must Bundle Up or Lose Customers Who Are Done With Piecemeal Services
August 15, 2022  |  Banking

In banking, simplicity rules, and financial institutions (FIs) must simplify and consolidate what’s on offer to consumers — lest they lose nearly half of their...

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Back of House Goes Front Burner as Smart Kitchens Cook Up Better Restaurant Experiences
Back of House Goes Front Burner as Smart Kitchens Cook Up Better Restaurant Experiences
August 15, 2022  |  Restaurant innovation

We collectively applaud the entire restaurant sector for staying open and innovating on the fly for over two years so that burrito arrives hot and...

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Savvy Retailers Demand Sophisticated Answers to Evolving Crypto Questions
Savvy Retailers Demand Sophisticated Answers to Evolving Crypto Questions
August 15, 2022  |  Cryptocurrency

Welcome to “The Merchants Guide to Accepting Crypto: The Questions to Ask,” a new PYMNTS series aimed at helping merchants big and small, online and...

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In the Beginning: How a CFO Approaches Automating a Purely Manual AP Environment
In the Beginning: How a CFO Approaches Automating a Purely Manual AP Environment
August 12, 2022  |  B2B Payments

Many companies have embarked upon the journey to digitize B2B payments since the pandemic, but Reachdesk is an example of one that has only just...

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Chief Product Officers Turning to Digital Payments, Localization to Boost Conversion
Chief Product Officers Turning to Digital Payments, Localization to Boost Conversion
August 12, 2022  |  Payment Methods

The great digital shift demands that all executives — chief product officers among them — approach payments from a different point of view. Get the...

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Bank-FinTech Collaboration Shakes up Commercial Credit Landscape
Bank-FinTech Collaboration Shakes up Commercial Credit Landscape
August 12, 2022  |  Digital-First Banking

Once monolithic commercial credit is morphing into something new as legacy and FinTech strengths combine into something more expandable and efficient in the face of...

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