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Fitting the Bill: How Automated Bill Presentment and Payment Are Transforming Business

Global B2B Payments — August 2021

Fee Sensitivity and the Opt-In Economics of Instant Payouts - February 2026

Consumer Financial Stress Is Changing the Rules of Shopping and Payments
Also in Digital Consumer
Fragmentation Helps Pay-Later Firms Simplify Consumer Credit Buy Now Pay Later
56% of Gen Z Struggle to Track When Installment Payments Are Due
retail, consumer spending, shopping Retail
Lower-Income Consumers Use Digital Channels to Build Bigger Baskets
couple looking at bills Consumer Insights
75% of Consumers Say Inflation Coping Strategies Aren’t Working
consumers Economy
Services Carry the Economy While Shoppers Skip Big Purchases
Consumer Insights
Gen Z Turns Mobile Apps and Credit Into Financial Discipline
Restaurant innovation
McDonald’s Plans to Offer $3 Meals as Diners Seek Affordability
Consumer Finance
Inflation Cooled but Essentials Tightened Their Grip
Earnings
Kohl’s Amps Up eCommerce as Lower-Income Shoppers Face Pressure
Retail
eCommerce Sales Hit $316 Billion as Online Retail Gains Share
Credit Cards
The $700 Credit Card Club Gets Crowded as Issuers Fight for Wallet Space
Economy
Job Losses Set to Test Consumer Confidence and Spending
Economy
Cautious Consumers Cause Earnings Slump for Discretionary Brands
Retail
eCommerce Emerges as Bright Spot Amid Overall Retail Sales Dip
Consumer Insights
Corporate Earnings Confirm PYMNTS Data on a Cautious but Active Consumer
Consumer Insights
FinTechs Target Budget Stress to Meet Affordability Crisis
Consumer Insights
Why Income Gains Don’t Always Boost Spending

PYMNTS DATA


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The Data Behind AI’s Shift to Everyday Consumer Use

Why Identity Silos Are Failing in the AI Era