November BNPL Spending Set to Soar to Record $9.3 Billion

Beyond the Headlines: Understanding BNPL’s Impact on Consumers

As Americans increasingly rely on BNPL for essentials, November is poised for record spending via this payment method, with 1 in 5 consumers planning to use it. The latest “FinTech Tracker®,” a collaboration with Sezzle, examines the economic forces driving this upswing, BNPL’s shift from optional to necessary spending, and the mounting calls from critics for stronger regulations and safeguards.

Inside the November Tracker
  • Government regulators and FinTech companies are working to ensure consumers have a clearer and more transparent BNPL experience.
  • BNPL is evolving beyond a mere payment alternative to become a crucial yet practical solution for helping to manage personal finances.
  • Retailers face the challenge of strategically integrating BNPL to enhance customer experiences and drive sales as the method reshapes consumer purchasing habits.

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