Bank Regulation news and trends

Proposed National AI Framework Would Test Banks’ AI Decision Models
artificial intelligence // March 24, 2026

The debate over artificial intelligence policy has entered a new phase, as Washington moves toward a national framework that seeks to unify a fragmented regulatory landscape and establish clearer expectations for how the technology is governed across industries, including banking. Get the Full Story Complete...

Bank of London Fined $2.6 Million for Misleading Regulators
Bank Regulation // March 24, 2026

British regulators have fined the Bank of London for providing fabricated documents about its finances. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

OCC Ends Restrictions on 4 Banks
Bank Regulation // March 18, 2026

The Office of the Comptroller of the Currency (OCC) terminated enforcement actions against four banks in March. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Congressional Hearing Exposes New Fault Line Over Who Owns Financial Data
Politics // March 17, 2026

Financial data now circulates through banks, FinTech platforms and intermediaries in ways that stretch beyond the structure of existing privacy law, banking and FinTech executives said Tuesday (March 17), raising questions about who controls that data and which entities are accountable as it moves across...

Interviews & Exclusives
Congressional Hearing Exposes New Fault Line Over Who Owns Financial Data

March 17, 2026
Financial data now circulates through banks, FinTech platforms and intermediaries in ways that stretch beyond the structure of existing privacy law, banking and FinTech executives said Tuesday (March 17), raising questions about who controls that data and which entities are accountable as it moves across digital financial services. Get the Full Story Complete the form […]

Embedded Finance Firms Brace for Tighter US Regulations

February 26, 2026
From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay later, card installment plans, payments...

Data Aggregators Push Secure Access as Rule 1033 Rewrite Looms

February 19, 2026
Rule 1033 was supposed to be the moment U.S. open banking stopped being a patchwork of screen-scraping workarounds and became a regulated data right. Get the Full Story Complete the...

Bank Charters Are Reshaping Who Can Compete for Consumer Deposits

February 10, 2026
Bank charters represent the operating system (OS) for the U.S. financial sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Quick Reads
Fed Watchdog Says Bank Merger Reviews Are Getting Slower

March 24, 2026
The Federal Reserve’s internal watchdog has found that the central bank is taking longer to approve bank mergers and acquisitions than it did four years ago, despite launching a dedicated reform effort to speed things up. The finding lands at a moment of heightened scrutiny over regulatory bottlenecks in banking and adds pressure on the […]

Bank of London Fined $2.6 Million for Misleading Regulators

March 24, 2026
British regulators have fined the Bank of London for providing fabricated documents about its finances. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

OCC Ends Restrictions on 4 Banks

March 18, 2026
The Office of the Comptroller of the Currency (OCC) terminated enforcement actions against four banks in March. Get the Full Story Complete the form to unlock this article and enjoy...

Revolut Wins Long-Awaited Full Banking License in the UK

March 11, 2026
Revolut’s long journey to obtaining a U.K. banking license has reached its end. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...