Credit Risk news and trends

Bank of America Strategists Say Prediction Markets and Sports Gambling Could Pressure Credit Quality

November 25, 2025
DigiFi Adds ValidiFI’s Credit Risk Solutions to Automated Digital Lending Platform
Partnerships // December 04, 2024

ValidiFI and DigiFi have partnered to provide lenders with automated, streamlined credit decisioning. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Rich Data Co to Accelerate Expansion of AI Decisioning Platform
artificial intelligence // August 05, 2024

Australian company Rich Data Co (RDC) has secured an additional AU$9 million (about $5.9 million) in funding to accelerate the expansion of its artificial intelligence (AI) decisioning platform for business and commercial lenders in North America. Get the Full Story Complete the form to unlock...

How Cash Flow Insights Are Building Tomorrow’s Credit Products
Loans // December 12, 2023

The lending landscape is undergoing a system-level shift that promises to benefit both borrowers and lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

The Easiest Way for Suppliers to Lose Business Is With Manual AR
B2B Payments // October 26, 2023

It’s said that change is the only constant in business, but that doesn’t mean firms need to consistently adapt to every new trend. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Interviews & Exclusives
How Cash Flow Insights Are Building Tomorrow’s Credit Products

December 12, 2023
The lending landscape is undergoing a system-level shift that promises to benefit both borrowers and lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to […]

The Easiest Way for Suppliers to Lose Business Is With Manual AR

October 26, 2023
It’s said that change is the only constant in business, but that doesn’t mean firms need to consistently adapt to every new trend. Get the Full Story Complete the form...

Credit Sesame CEO: Outdated Credit Scoring Renders 44 Million Potential Borrowers Invisible

July 06, 2021
“How much cash you have and how you use your cash is really an important data point that can be used to assess someone’s creditworthiness.” Get the Full Story Complete...

Avant CEO: Near-Prime Consumers Aren’t As Risky As Incomplete Data Suggests

June 17, 2021
The last 16 or so months has triggered a full reset of almost every part of consumers’ lives, as they were forced to rewire themselves to work in a world on...

Quick Reads
Bank of America Strategists Say Prediction Markets and Sports Gambling Could Pressure Credit Quality

November 25, 2025
Bank of America strategists reportedly expect consumers’ growing use of prediction markets and sports gambling sites to create new credit risk for lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

DigiFi Adds ValidiFI’s Credit Risk Solutions to Automated Digital Lending Platform

December 04, 2024
ValidiFI and DigiFi have partnered to provide lenders with automated, streamlined credit decisioning. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Rich Data Co to Accelerate Expansion of AI Decisioning Platform

August 05, 2024
Australian company Rich Data Co (RDC) has secured an additional AU$9 million (about $5.9 million) in funding to accelerate the expansion of its artificial intelligence (AI) decisioning platform for business...

Equifax Acquires PayNet

April 25, 2019
Equifax announced that it has acquired PayNet, a provider of credit ratings on small businesses (SMBs). Through its use of state-of-the-art analytics, PayNet provides commercial credit risk underwriting and management...