Debt news and trends

Experian and Fair4All Finance Partner to Expand Debt Consolidation Solution in UK

November 26, 2025
Debt Grows, Savings Shrink and BNPL Fills the Gap
Consumer Finance // November 07, 2025

The pile of household debt keeps growing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

AI Investments Expected to Fuel Debt Issuance Market Through 2026
artificial intelligence // November 06, 2025

Companies’ investments in projects related to artificial intelligence are reportedly expected to fuel the debt issuance market through next year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Subprime Car Buyers Pressured by High Prices and Stagnant Wages
Economy // October 10, 2025

Subprime borrowers are reportedly having a harder time keeping up with their car payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

The AI Boom’s Second Act: Debt-Fueled Growth
artificial intelligence // September 29, 2025

The AI boom’s second act is being financed not just by venture dollars but by borrowing, as companies sprint to build the data centers and buy the chips needed to train and run large language models. That shift is changing who can compete and how...

Interviews & Exclusives
Is Student Loan Debt a Ladder Up or a Weight Down?

August 15, 2025
It was Aristotle who said: “The roots of education are bitter, but the fruit is sweet.” It could be a headline for the latest paycheck-to-paycheck study from PYMNTS, which found a mix of regret and pride among the parents and students who have gone into debt to finance their education. Get the Full Story Complete […]

Consumer Card Debt Paydowns May Prove Temporary Amid Tariff and Inflation Uncertainty

July 09, 2025
In May, the pace of consumer credit, overall, decelerated. And in one positive sign, credit card balances decreased for the first time in since the end of last year, before...

US Consumers Funnel Side Hustle Cash Directly Into Paying Bills

June 19, 2025
Traditional 9-to-5 employment, and the bi-weekly paycheck, is no longer sufficient for a significant portion of the U.S. population, leading many to pursue alternative income sources known as side hustles....

FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk

May 28, 2025
The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants, and at what interest rate....

Quick Reads
Experian and Fair4All Finance Partner to Expand Debt Consolidation Solution in UK

November 26, 2025
Global data and technology company Experian has partnered with British not-for-profit organization Fair4All Finance to help people access debt consolidation products. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing […]

AI Investments Expected to Fuel Debt Issuance Market Through 2026

November 06, 2025
Companies’ investments in projects related to artificial intelligence are reportedly expected to fuel the debt issuance market through next year. Get the Full Story Complete the form to unlock this...

Subprime Car Buyers Pressured by High Prices and Stagnant Wages

October 10, 2025
Subprime borrowers are reportedly having a harder time keeping up with their car payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies

August 25, 2025
Late-stage delinquency rates increased across all credit scores in July, compared to a year earlier, with the greatest percentage increases seen among the highest credit tiers, according to VantageScore. Get...