Delinquencies news and trends

Student Loan Borrowers Face ‘Reckoning’ With 29% Delinquent 
Consumer Finance // September 25, 2025

New TransUnion data shows almost 30% of student loan borrowers behind on their payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies
Debt // August 25, 2025

Late-stage delinquency rates increased across all credit scores in July, compared to a year earlier, with the greatest percentage increases seen among the highest credit tiers, according to VantageScore. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
Credit Cards // July 27, 2025

U.S. credit card delinquencies and charge-offs are now higher than they were before COVID. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’
Consumer Finance // June 10, 2025

Citigroup is reportedly preparing for a possible decline in consumer financial health by putting aside more provisions for potential losses on loans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Interviews & Exclusives
November Issuer Data Extends Trend of Rising Credit Card Charge-Offs

December 17, 2024
Securities and Exchange Commission (SEC) filings from several card issuers offer up a mixed portrait of the U.S. consumer in November. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing […]

Synchrony Q3 Delinquencies Hint at Paycheck-to-Paycheck Consumer Pressures

October 26, 2022
Every earnings season tells a tale. So far the storyline is that consumers remain buoyant, are still willing to open their wallets and wield credit cards to get what they...

Quick Reads
Record Auto Delinquencies Have Subprime Lenders Worried

November 16, 2025
Record levels of late car payments is putting pressure on subprime auto lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Student Loan Borrowers Face ‘Reckoning’ With 29% Delinquent 

September 25, 2025
New TransUnion data shows almost 30% of student loan borrowers behind on their payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies

August 25, 2025
Late-stage delinquency rates increased across all credit scores in July, compared to a year earlier, with the greatest percentage increases seen among the highest credit tiers, according to VantageScore. Get...

US Credit Card Delinquencies Creep Up Past Pre-COVID Levels

July 27, 2025
U.S. credit card delinquencies and charge-offs are now higher than they were before COVID. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...