Credit news and trends

Credit Lines Become the New Household Liquidity Buffer
Consumer Finance // July 21, 2026

Consumers are watching their spending more closely, but they are not giving up the financial leeway that credit can provide. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Fed Data Shows Consumer Credit Applications at 5-Year High
Economy // July 20, 2026

New Federal Reserve data show consumer credit applications reached a nearly-five-year high in June. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

OnePay and Upgrade Team on Personal Loan Program
Consumer Finance // July 20, 2026

Walmart-backed OnePay has teamed with fellow FinTech Upgrade to launch a consumer loan program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

D&B Helps Companies Act Earlier on Business Signals
Working Capital // July 20, 2026

Commercial credit decisions have long moved at the speed of the analyst: a new scorecard takes weeks to design, months to validate and another cycle to clear regulatory sign-off. Dun & Bradstreet says agentic AI can compress that timeline. The company announced July 6 that...

Interviews & Exclusives
D&B Helps Companies Act Earlier on Business Signals

July 20, 2026
Commercial credit decisions have long moved at the speed of the analyst: a new scorecard takes weeks to design, months to validate and another cycle to clear regulatory sign-off. Dun & Bradstreet says agentic AI can compress that timeline. The company announced July 6 that its D&B Commercial Graph is now available through Databricks Marketplace […]

Is Revolving Credit Cooling or Simply Catching Its Breath?

July 08, 2026
Consumer credit rarely moves in a straight line, and May’s Federal Reserve data offered a reminder that one month’s pause can support more than one interpretation. Get the Full Story...

Banks Gain New Fraud Tools as House Panel Advances Payments Bills

June 30, 2026
The House Financial Services Committee on Tuesday (June 30) advanced a package of legislation that would give banks greater flexibility to combat payments fraud, expand the types of payment histories...

Agentic Credit Helps Banks See Stability Behind Uneven Income

June 29, 2026
For decades, lenders have treated employment as a proxy for stability. But more Americans are piecing together income from hourly work, contract jobs, commissions and gig platforms that can produce...

Quick Reads
Intuit Intros QuickBooks-Linked Small Business Credit Card

July 22, 2026
Intuit has debuted a new small business-focused credit card in collaboration with Mastercard. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Fed Data Shows Consumer Credit Applications at 5-Year High

July 20, 2026
New Federal Reserve data show consumer credit applications reached a nearly-five-year high in June. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

OnePay and Upgrade Team on Personal Loan Program

July 20, 2026
Walmart-backed OnePay has teamed with fellow FinTech Upgrade to launch a consumer loan program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Anthropic Seeks Billions of Dollars in New Credit Amid IPO Preparations

July 16, 2026
Anthropic is arranging credit lines worth billions of dollars, adding to a $2.5 billion, five-year revolving credit facility it received last year, The Information reported Wednesday (July 15), citing unnamed...