Credit/page/39 news and trends

Younger Cardholders Tell Issuers What Would Get Them to Use Their Cards More
Artificial Intelligence // September 21, 2026

Issuers can invest in faster, more precise credit decisions, but those improvements alone may not persuade customers to change how they pay. Cardholders need to see a benefit they can understand and trust, whether that means choosing how to repay a purchase, receiving credit terms...

Avant Joins FinTech Push to Bring Banking In-House
Banking // September 18, 2026

FinTech company Avant filed an application to establish an insured national bank called Avant Bank, N.A., the company said in a Friday (Sept. 18) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Study Finds Credit Card Loyalty Is More Fragile Than It Looks
Credit Cards // September 14, 2026

A credit card can go from first choice to forgotten backup faster than an issuer can say “statement credit.” Once the wallet changes order, the next purchase often follows the new leader. Get the Full Story Complete the form to unlock this article and enjoy...

Experian Deploys Real-Time AI Decisioning Across Lending Marketplaces
Artificial Intelligence // September 10, 2026

Experian has added an artificial intelligence-enabled decisioning engine called Experian Activate to its consumer comparison shopping platform for credit cards, personal loans and car insurance, Experian Marketplace, the company said in a Thursday (Sept. 10) press release. Get the Full Story Complete the form to...

Interviews & Exclusives
Affirm Bets on Where Borrowers Are Headed

September 21, 2026
Watch more: Monday Conversation With Affirm’s Libor Michalek Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the […]

Study Finds Credit Card Loyalty Is More Fragile Than It Looks

September 14, 2026
A credit card can go from first choice to forgotten backup faster than an issuer can say “statement credit.” Once the wallet changes order, the next purchase often follows the...

Surprise Bills Test the Value of Subprime Credit

September 09, 2026
Watch more: Need to Know With Concora Credit’s Jason Tinurelli Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Citadel CEO Says Small Business Lending Starts Before the Application

September 04, 2026
Watch more: Need to Know With Citadel Credit Union’s Bill Brown Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Quick Reads
Avant Joins FinTech Push to Bring Banking In-House

September 18, 2026
FinTech company Avant filed an application to establish an insured national bank called Avant Bank, N.A., the company said in a Friday (Sept. 18) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily […]

Experian Deploys Real-Time AI Decisioning Across Lending Marketplaces

September 10, 2026
Experian has added an artificial intelligence-enabled decisioning engine called Experian Activate to its consumer comparison shopping platform for credit cards, personal loans and car insurance, Experian Marketplace, the company said...

Fed Governor Points Lenders Toward Second-Chance Borrowers

September 02, 2026
Federal Reserve Gov. Michael Barr is urging lenders to look beyond conventional credit histories when evaluating consumers and entrepreneurs with criminal records, pointing to cash-flow underwriting, alternative financial data and...

Block Lets Lenders Access Cash App Credit Insights

September 01, 2026
Block says it is opening its Cash App score to external lenders for the first time. Get the Full Story Complete the form to unlock this article and enjoy unlimited...