Digital Lending news and trends

Block Renews Bets on AI, Ecosystem Lending as Growth Softens
Earnings // May 01, 2025

For a company long hailed as a tech disruptor in financial services, Block’s Q1 2025 results present a paradox. One of slowing growth amid a flurry of innovation.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Airwallex Reportedly Plans to Seek US and UK Banking Licenses
Banking // April 07, 2025

Singapore-based payments startup Airwallex reportedly wants to expand into lending. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Block’s Direct Lending Move Aims at Filling Consumer Credit Gaps
Consumer Finance // March 18, 2025

The platforms that have banks embedded in their operations are taking more of their lending activities into a direct model, giving momentum to income streams well beyond the confines of peer-to-peer transactions. Get the Full Story Complete the form to unlock this article and enjoy...

Bridging the Digital Divide: How Banks Can Meet Customer Expectations in Lending
Banking // November 22, 2024

Banks and credit unions may feel like they offer a best-in-class digital experience — and the readiness to offer new services and options — when it comes to bringing lending products online. And they may see themselves as engaging with their customers across online channels....

Interviews & Exclusives
Bridging the Digital Divide: How Banks Can Meet Customer Expectations in Lending

November 22, 2024
Banks and credit unions may feel like they offer a best-in-class digital experience — and the readiness to offer new services and options — when it comes to bringing lending products online. And they may see themselves as engaging with their customers across online channels. But their customers might beg to differ. Get the Full […]

Credit Unions Trade Complexity for Simplicity and Win Customer Loyalty

November 18, 2024
“Complexity powers the status quo,” Karen Webster wrote in a recent column. And in financial services — particularly for credit unions —  complexity in the back office, and in member-facing...

Embedded Lending Platforms Jump as Merchants Seek Working Capital

November 14, 2024
The payment and commerce platforms PayPal, Shopify and Block have long been developing ecosystems for merchants. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Why So Many Mid-Sized Banks Fail the Digital Lending Readiness Test

October 16, 2024
Mid-sized financial institutions (FIs) — including community banks, regional banks, and credit unions — face growing challenges in automating their lending processes. This is particularly true for small to mid-sized...

Quick Reads
UK Wants Lenders to Simplify Digital Loan Applications 

July 31, 2025
The U.K.’s financial watchdog says lenders need to make online loan applications easier to understand. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

Block Renews Bets on AI, Ecosystem Lending as Growth Softens

May 01, 2025
For a company long hailed as a tech disruptor in financial services, Block’s Q1 2025 results present a paradox. One of slowing growth amid a flurry of innovation.  Get the...

Airwallex Reportedly Plans to Seek US and UK Banking Licenses

April 07, 2025
Singapore-based payments startup Airwallex reportedly wants to expand into lending. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Mercado Libre Sells Record 20 Million Products in August as Argentina Recovers

October 09, 2024
Mercado Libre is witnessing a consumption recovery in Argentina amid a period of “profound economic transition.” Get the Full Story Complete the form to unlock this article and enjoy unlimited...