For most of the history of consumer credit, the loan decision sat with a human. That model is changing. This week in the Prompt Economy™ AI agents are now handling document review, credit scoring, risk assessment and borrower communication autonomously, compressing timelines and extending credit...
Commercial credit decisions have long moved at the speed of the analyst: a new scorecard takes weeks to design, months to validate and another cycle to clear regulatory sign-off. Dun & Bradstreet says agentic AI can compress that timeline. The company announced July 6 that...
Bank of America’s second-quarter earnings call Tuesday (July 14) was dominated by a simple message: Consumers in the United States are spending, companies are borrowing, capital markets are open, and the economy is proving stronger than expected. Get the Full Story Complete the form to...
Digital financial services app SoFi introduced a lending program for small businesses, according to a Tuesday (June 30) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....
July 21, 2026
Watch more: The Digital Shift | i2c | Dan Hanks Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and […]
July 20, 2026
For most of the history of consumer credit, the loan decision sat with a human. That model is changing. This week in the Prompt Economy™ AI agents are now handling...
July 20, 2026
Commercial credit decisions have long moved at the speed of the analyst: a new scorecard takes weeks to design, months to validate and another cycle to clear regulatory sign-off. Dun...
June 03, 2026
Installment lending was once framed as a way to broaden access to credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
June 30, 2026
Digital financial services app SoFi introduced a lending program for small businesses, according to a Tuesday (June 30) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this […]
June 29, 2026
Ripple wants to add a lending layer to its XRP Ledger blockchain, CoinDesk reported Monday (June 29). Get the Full Story Complete the form to unlock this article and enjoy...
May 25, 2026
Lending by banks to businesses in the U.K. has reportedly reached a 28-year low. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
May 22, 2026
SoFi has acquired Peach Finance, a lending infrastructure startup specializing in loan servicing software. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
